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Changelog

New features, improvements, and bug fixes to the bips lender matching platform for Canadian mortgage brokers.

February 2026

  1. v2.3.0
    Content

    AI Visibility Optimization - Complete

    Launched comprehensive AI discovery optimization including llms.txt file (1,500 words), Canadian mortgage glossary (20 terms with FAQ schema), AI referral tracking dashboard, and optimized robots.txt for all AI crawlers (ChatGPT, Claude, Perplexity, Gemini, Copilot).

    Impact: Makes bips discoverable to AI assistants when brokers ask mortgage questions

  2. v2.2.0
    New feature

    Mortgage Glossary Launch

    Published comprehensive Canadian mortgage glossary with 20 essential terms (GDS, TDS, LTV, CMHC, stress test, etc.). Each term includes definition, formula, example, and link to calculator. Optimized with FAQ schema for AI citations.

    Impact: Helps brokers and AI assistants understand Canadian mortgage terminology

  3. v2.1.0
    New feature

    Safe Cone Navigation Pattern

    Added Amazon's "safe cone" pattern for hover menus to prevent accidental menu switches when moving diagonally toward submenus. Improves navigation UX across platform.

    Impact: Better menu navigation experience

  4. v2.0.0
    Bug fix

    Critical Fix: Insured Mortgages

    Fixed 4 bugs affecting first-time buyers at 90% LTV: V2 insurance LTV bug (limits now REPLACE base limits), client overwriting amortization, amortization cap not applied, and V1 missing insuranceStatus. All 29 lender products now correctly accept 95% LTV for insured deals.

    Impact: First-time buyers can now get matched with all eligible lenders

  5. v1.9.0
    Improvement

    V1 Code Removal

    Removed 1,090 lines of legacy V1 matching code. All matching now uses V2 engine with proper schema validation and structured criteria.

    Impact: Cleaner codebase, faster matching performance

  6. v1.8.0
    New feature

    Mortgage Calculator Enhancements

    Added proper semi-annual compounding, 6 payment frequencies (monthly, semi-monthly, bi-weekly, accelerated bi-weekly, weekly, accelerated weekly), expanded CMHC premium tiers (4 to 6 tiers + amortization surcharge), and term breakdown calculations.

    Impact: Accurate Canadian mortgage calculations

January 2026

  1. v1.7.0
    New feature

    Dashboard Recent Scenarios Fix

    Fixed dashboard by switching from scenario_tracking to ScenarioHistory table. Shows all scenarios with proper formatting and search functionality.

    Impact: Brokers can track deal history properly

December 2025

  1. v1.6.0
    New feature

    V2 Matching Engine Upgrade

    Upgraded from V1 (LenderCriteria table) to V2 (LenderProduct table) with matchScenarioToProduct. Includes credit tier analysis, location-based matching, property type rules, and rental income offset.

    Impact: More accurate lender matching with advanced rules

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New features, improvements, and updates to the bips lender matching platform land here first.

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