Changelog

Launched comprehensive AI discovery optimization including llms.txt file (1,500 words), Canadian mortgage glossary (20 terms with FAQ schema), AI referral tracking dashboard, and optimized robots.txt for all AI crawlers (ChatGPT, Claude, Perplexity, Gemini, Copilot).

Published comprehensive Canadian mortgage glossary with 20 essential terms (GDS, TDS, LTV, CMHC, stress test, etc.). Each term includes definition, formula, example, and link to calculator. Optimized with FAQ schema for AI citations.

Added Amazon's "safe cone" pattern for hover menus to prevent accidental menu switches when moving diagonally toward submenus. Improves navigation UX across platform.

Fixed 4 bugs affecting first-time buyers at 90% LTV: V2 insurance LTV bug (limits now REPLACE base limits), client overwriting amortization, amortization cap not applied, and V1 missing insuranceStatus. All 29 lender products now correctly accept 95% LTV for insured deals.

Removed 1,090 lines of legacy V1 matching code. All matching now uses V2 engine with proper schema validation and structured criteria.

Added proper semi-annual compounding, 6 payment frequencies (monthly, semi-monthly, bi-weekly, accelerated bi-weekly, weekly, accelerated weekly), expanded CMHC premium tiers (4→6 tiers + amortization surcharge), and term breakdown calculations.

Fixed dashboard by switching from scenario_tracking to ScenarioHistory table. Shows all scenarios with proper formatting and search functionality.

Upgraded from V1 (LenderCriteria table) to V2 (LenderProduct table) with matchScenarioToProduct. Includes credit tier analysis, location-based matching, property type rules, and rental income offset.