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For Canadian mortgage brokers

Enter a deal.
Get the best placement.

Describe your borrower scenario. bips matches against 40+ Canadian lenders and returns the best lender, product, and rate - with every calculation done.

Try it free

First 3 placements free

bips — Placement
Scenario

Type or speak your borrower scenario...

Matching 40+ lenders...
11 lenders matched
3.1s

LTV

80%

GDS

26.2%

TDS

31.8%

Stress Test

Pass

Approved

1

First National

4.89%
2

MCAP

4.94%
3

Merix Financial

4.99%

Matches against 40+ Canadian lenders

Equitable BankFirst NationalMCAPRMGMerixCMLS

How it works

From scenario to placement in seconds.

Describe your deal

Type naturally or paste from Filogix. Upload docs. Our AI extracts every detail automatically.

Get ranked matches

Every lender analyzed in real time. LTV, GDS, TDS, stress test calculated. Ranked by rate and fit.

Place with confidence

BDM contacts ready. You stay in control. Save placements and revisit any time.

Stop guessing which lender fits

You are juggling 40+ lender guidelines. Criteria change constantly. Deals slip through the cracks.

Without bips
  • Hours comparing rate sheets manually
  • Missed deals from outdated criteria
  • Declined submissions from overlooked requirements
  • Scattered BDM contacts across spreadsheets
With bips
  • Instant placement against all lender criteria
  • Real-time updates when guidelines change
  • Confidence scores showing exactly why lenders fit
  • One-click access to every matched BDM

Everything built around placement

Built for Canadian residential mortgage brokers.

40+ lenders matched instantly

A, B, and alternative lenders. Every deal tested against all of them in real time.

All calculations done

LTV, GDS, TDS, stress test, monthly payments. Canadian semi-annual compounding built in.

Ranked by rate and fit

Results sorted by best rate and qualification confidence - not just who approves.

BDM directory

Direct contact info for every matched lender. Set your own preferred BDM per lender.

AI placement extraction

Type naturally, paste from Filogix, or upload docs. The AI handles the rest.

You stay in control

bips gives you the best statistical placement. You decide who to submit to.

Trusted by brokers across Canada

What used to take hours comparing rate sheets now takes seconds. Game changer.

Sarah M.

Broker, Toronto

The real-time guideline updates have saved me from multiple declined deals.

Michael K.

Agent, Vancouver

Finally a tool that understands Canadian mortgages. The BDM feature is invaluable.

Jennifer L.

Brokerage Owner, Calgary

Frequently Asked Questions

Everything you need to know about bips mortgage platform

Still have questions?

Contact us

Place every deal with confidence.

Join Canadian mortgage brokers already using bips to find the right lender faster.

Get started free

First 3 placements free. No credit card required.