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Stop guessing. Start placing.

Check any file against 40+ Canadian lenders and see the rule behind every decline.

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14-day CRM trial, no card needed. The Placement Engine is invite-only, join the waitlist.

Lenders checked on every file: 40+
A, B, credit union and private lenders in one search, with the rule behind every answer.
See pricing
A lendersB lendersCredit unionsTrust companiesMonolinesPrivate lenders

How matching works.

Your scenario is tested against the rules of every lender product, not a rate sheet.

Step 1
Narrow the field

Products are filtered by province and deal type first, so only relevant ones are tested.

OntarioPurchase40+ lenders
Step 2
Test every product

Each product's own rules are checked against your file: loan to value, credit, income and amortization.

Loan to value80%
Credit705
Income2 yrs
Step 3
Rank the results

Every product gets a match type, best first.

Perfect match
Tier match
Exception
No match
Step 4
Show the reasons

Every miss lists the criteria that failed, and any exception that covers it.

A lender, No match
Needs 3 years self-employed history, file has 2.

A ranked answer, with the reasons.

Each product gets a match type, a rate where it approves, and the rules behind it.

Purchase, $640,00020% downBeacon 705Self-employed, 2 years
Credit unionSelf-employed programPerfect match5.49%
Trust companyConventional, self-employed tierTier match5.99%
B lenderStated incomeException6.49%
A lenderConventionalNo matchNone
Why it matches
Credit union, Self-employed program
Self-employed 2 years, minimum 2
Loan to value 80%, maximum 80%
Beacon 705, minimum 680
Total debt service 36.6%, maximum 44%

Example result. Lender names unlock after sign-up.

Run the deal from the same login.

Placement results land on the deal in the bips CRM, so nothing gets retyped.

$29per month, with unlimited contacts.
14-day trial, no card needed.
Start 14-day trial

Every deal, client and task in one place.

Drag deals through your pipeline. The lender, the scenario and your notes sit on the deal, with unlimited contacts and follow ups beside it.

Start your 14-day trial
Docs requested
Amira Hassan
Purchase, $520,000
Daniel Wu
Refinance, $310,000
Submitted
Priya Nair
Purchase, $640,000
Credit union, 5.49%
Owen Fraser
Purchase, $455,000
B lender, 6.29%
Approved
Marcus Bell
Rental, $780,000
Monoline, 5.29%
Tasks for Priya Nair
Call about income letterToday
Follow up with credit unionFriday

See what bips can do for your next file.

Get a personalized look at how your files would place.

Questions brokers ask.

What counts as a placement?

Each time you run a scenario through the Placement Engine. Changing the numbers and running it again counts as a new placement.

Which lenders are included?

More than 40 Canadian A, B and alternative lenders, credit unions and private lenders.

How is a match decided?

Your scenario is tested against each lender product's own rules. Every product gets a match type, and every miss lists the criteria that failed.

How much is the CRM?

$29 per month with unlimited contacts. The trial is 14 days and needs no card.

Stop guessing. Start placing.