Mortgage Broker Tools & Software
Professional tools built exclusively for Canadian mortgage brokers. AI-powered lender matching, calculators, BDM contacts, and deal analysis.
Core Broker Tools
AI Lender Matching
Instantly match any deal with 40+ Canadian lenders. AI analyzes credit, LTV, GDS/TDS, property type, location, and borrower profile to find every lender who will say yes.
Deal Calculators
Complete suite of mortgage calculators: GDS/TDS ratios, stress test, CMHC premiums, affordability, LTV. All use Canadian semi-annual compounding.
BDM Directory
Direct contact info for Business Development Managers at 40+ lenders. Email, phone, territory coverage. Always up-to-date.
Additional Features
Scenario Analysis
Save and compare multiple scenarios. Track deal history, match counts, and top lenders. Export to share with clients or team.
Voice Input
Describe deals naturally using voice or text. AI extracts borrower details, property info, income, debts, and calculates everything automatically.
Filogix Import
Paste directly from Filogix Expert or upload application documents. AI extraction populates all fields automatically.
Why Use bips Calculators?
Canadian Semi-Annual Compounding
Unlike US calculators that use monthly compounding, our calculators use the correct Canadian semi-annual compounding method (as required by the Bank Act).
CMHC Compliant
All GDS/TDS ratios, stress test calculations, and premium calculations follow CMHC guidelines and are updated for 2026 regulations.
Built by Mortgage Professionals
Designed specifically for Canadian mortgage brokers who need accurate, reliable calculations for client consultations and deal submissions.
Need more than calculators?
Try bips lender matching to instantly find every lender who will approve your deal. Get GDS/TDS calculations, stress test results, and lender matches in one click.
Try bips free14-day free trial. No credit card required.