For Canadian mortgage brokers
Describe any deal.
Find every lender who'll say yes.
Type or speak your borrower scenario. Get instant lender matches with rates, calculations, and BDM contacts.
Try it free14-day free trial
"$650k purchase in Toronto, 20% down, $95k income, 720 credit, salaried 3 years"
LTV
80%
GDS
28.4%
TDS
34.1%
Stress
Pass
Matches against 40+ Canadian lenders
How it works
From scenario to lender matches in seconds.
Describe your deal
Type naturally or use voice input. Paste from Filogix or upload docs. Our AI extracts every detail.
Get instant matches
Every lender analyzed in real-time. LTV, GDS, TDS calculated. Ranked by rate and fit.
Connect & close
BDM contacts ready. Send deals directly. Save scenarios. Track everything.
Stop guessing which lender fits
You're juggling 40+ lender guidelines. Criteria change constantly. Deals slip through the cracks.
- Hours comparing rate sheets manually
- Missed deals from outdated criteria
- Declined submissions from overlooked requirements
- Scattered BDM contacts across spreadsheets
- Instant matching against all lender criteria
- Real-time updates when guidelines change
- Confidence scores showing exactly why lenders fit
- One-click access to every matched BDM
Everything you need
Built for Canadian residential mortgage professionals.
Voice & text input
Type naturally or tap to speak. Describe scenarios in your own words.
All calculations done
LTV, GDS, TDS, stress test, monthly payments. No spreadsheets needed.
Filogix import
Paste from Filogix Expert or upload application files directly.
BDM directory
Direct contact info for every matched lender. Build relationships faster.
Rate comparison
Compare rates across all matches. Always present the best options.
Scenario history
Save, compare, and track all your scenarios in one place.
Trusted by brokers across Canada
“What used to take hours comparing rate sheets now takes seconds. Game changer.”
Sarah M.
Broker, Toronto
“The real-time guideline updates have saved me from multiple declined deals.”
Michael K.
Agent, Vancouver
“Finally a tool that understands Canadian mortgages. The BDM feature is invaluable.”
Jennifer L.
Brokerage Owner, Calgary
Free mortgage calculators
Professional-grade calculators built for Canadian mortgages. All calculations use proper semi-annual compounding.
Mortgage Payment Calculator
Calculate monthly payments with all 6 payment frequencies. Uses Canadian semi-annual compounding.
GDS/TDS Calculator
Calculate debt service ratios to check mortgage qualification. CMHC compliant.
Stress Test Calculator
Verify borrowers pass the mortgage stress test at the higher of rate + 2% or 5.25%.
Frequently Asked Questions
Everything you need to know about bips mortgage platform
Still have questions?
Contact usReady to find more lenders?
Join hundreds of Canadian residential mortgage professionals already using bips.
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