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Qualification & Ratios

NOA

Notice of Assessment

Last updated: October 2026

What is NOA (Notice of Assessment) in Canadian mortgages?

CRA document confirming a filed tax return has been processed. Shows declared income and any taxes owed or refunded. Required by A-lenders to verify self-employed income.

NOA example

Worked example

A-lender requires 2 most recent NOAs to confirm stated income matches tax filings.

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How bips handles NOA

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