In-House - Canada's Housing Podcast (CMHC)

Joelle Hamilton

Federal housing agency's podcast on housing market, mortgage renewals, mortgage stress and housing policy.

Status: active · Canada Mortgage and Housing Corporation

Episodes

1. Oct 27, 20269 min

   Mortgage stress remains unchanged , but regional pressures are growing

   Mortgage stress remains contained nationally, but pressure is rising unevenly across regions. Sit down with Aled ab Iorwerth, CMHC Deputy Chief Economist, to break down the Fall 2026 Residential Mortgage Industry Report (RMIR). He’ll walk us through: Where mortgage delinquencies are expected to rise through mid-2027 Why non-mortgage delinquencies may be an early sign of household stress Why MIEs are showing greater stress than other lender types How insured an...

2. Oct 1, 20269 min

   Purpose-built rental construction is historically high in Canada—but what does the rental sector think?

   In this episode of In-House, CMHC Deputy Chief Economist Aled ab Iorwerth joins us to unpack the key findings from CMHC’s 2026 Canadian Rental Housing Development Survey. 🔍 What you'll learn in this episode: Why 49% of developers are pessimistic about the short-term outlook The impact of approval delays, market conditions, financing challenges, and raising costs How developers are shifting toward “build-to-hold” strategies, instead of “build-to-sell" Why developers ...

3. Sep 10, 20269 min

   Canada needs twice as much housing construction

   In this episode of In-House, we unpack CMHC’s latest Housing Supply Report Join our Deputy Chief Economist to explore topics like: 🏠 Canada needs roughly 417K to 469K homes per year to restore pre-pandemic affordability by 2036. 📉 Construction is expected to slow faster than demand. ⚠️ Not building enough during the current housing slowdown is a key risk. 🏘️ Rental markets are moving toward better balance, while ownership-oriented supply faces growing challenges....

4. Jul 29, 202611 min

   Why Is Housing Still Hard to Find in Canada's North?

   Housing demand slowed in Northern Canada in 2025. Affordability pressures eased. So why do housing shortages remain so severe? In this episode, we explore the findings from CMHC's latest Northern Housing Report with Deputy Chief Economist, Aled ab Iorwerth. Join us to unpack what's happening in Whitehorse, Yellowknife and Iqaluit. From construction costs and labour shortages to overcrowding and limited housing supply, we examine the challenges shaping housing across Canada's Nort...

5. Jul 22, 202613 min

   Prices are dropping. So why are buyers still waiting?

   In this episode of In-House, we unpack CMHC’s latest update on the Housing Market Outlook — covering what’s ahead for the economy, home prices, rental markets, and housing supply. Our Deputy Chief Economist walks through: • Why economic growth is expected to grow slowly in 2026 • How housing demand has remained lower than expected despite rising affordability. • Where rental markets are diverging • What all this means for Canadians Whether you’re a ...

6. Jun 9, 202623 min

   Canada Rental Market 2026: Are Rents Really Falling? CMHC Mid-Year Update Explained

   Asking rents are falling in many Canadian cities, vacancies are rising in newer rental units, but the benefits aren’t being felt by everyone. On the surface, it looks like Canada’s rental market is finally easing. So why do so many renters still feel stuck? In this episode of In-House, host Joelle Hamilton speaks with Tania Bourassa-Ochoa, Deputy Chief Economist at CMHC, to break down the 2026 Mid-Year Rental Market Update and what the data is really saying about housing affordability in Cana...

7. May 20, 202615 min

   Mortgage clients explained: What did they say about homebuying and mortgages?

   We talked to over 4,100 recent mortgage consumers across Canada. We surveyed homebuyers, renewers, and refinancers, to find out how they feel about buying a home, securing a mortgage, and who they turned to for help. CMHC expert Sabrina Guay breaks down what they said.

8. May 12, 202614 min

   Canada's Mortgage Market in 2026: Renewals, Variable Rates & Risk | CMHC In-House Podcast

   Canada's mortgage market hit a turning point in 2025, and in this episode of In-House, we dig into what the data is really telling us. Host Joelle Hamilton sits down with Aled ab Iorwerth, CMHC Deputy Chief Economist, to break down the Spring 2026 Residential Mortgage Industry Report (RMIR). They cover what drove the biggest renewal wave in recent memory, why borrowers are shifting back to variable rates, and what signals — good and concerning — are shaping the outlook for the rest of 2026. W...

9. Apr 24, 20268 min

   Building Modular Homes for Canada's North | In-House

   In-House is more than market trends and data. It's about people and programs. From coast to coast to coast, we share stories of Canadians who are directly impacted by our funding. Today, we introduce you to northern housing developers Amanda Doiron and Stuart Rostant. Partners in life and work, the couple met in Canada and started their careers in Trinidad and Tobago before taking a leap and moving to Canada's North. Fifteen years in, they've turned adventure into opportunity into solutions. ...

10. Mar 17, 202622 min

    Housing Supply in 2025: Relief Today, Risk Tomorrow?

    Where is Canada’s housing system gaining momentum – and where are pressures quietly building beneath the surface? Join our Deputy Chief Economist Tania Bourassa-Ochoa as she delves into the key findings from our recent Housing Supply Report. Tune in to gain valuable insights and stay updated on the latest housing trends!

11. Feb 10, 202616 min

    Canada’s Housing Outlook 2026: What Happens Next for Prices, Rentals & Construction?

    n this episode of In-House, we unpack CMHC’s 2026 Housing Market Outlook — covering what’s ahead for the economy, home prices, rental markets and housing supply. Our expert walks through: • Why economic growth is expected to be weak in 2026 • What slowing population growth means for housing demand • Why construction is forecast to decline across much of the country • How rental markets are easing — and what that means for renters • Where regional markets are dive...

12. Jan 6, 202617 min

    Canada’s 2025 Housing Year-In-Review: Supply, Rentals & What’s Next

    Canada’s housing system went through major changes in 2025 and this Year-In-Review episode breaks down the key themes shaping the year and the outlook for 2026. Chief Economist Mathieu Laberge joins host Joelle Hamilton to explore: • Persistent structural barriers slowing new housing • Canada’s growing supply gap and why doubling starts is essential • Why construction still takes so long, despite new policy momentum • A turning point in rental markets — in...

13. Dec 11, 202516 min

    Inside Canada’s 2025 Rental Market: Vacancy Up, Rents Shifting

    Canada’s rental market is changing — fast. Vacancy is rising, supply is growing, turnover rents are falling, and renters are finally seeing more choice. In this episode of In-House, Tania Bourassa-Ochoa, one of CMHC’s Deputy Chief Economists, breaks down the key insights from the 2025 Rental Market Report and explain what it means for affordability, demand, supply, and regional trends across the country. We cover: National vacancy trends Record-high rental completions&n...

14. Nov 19, 20258 min

    What do Canada’s 2025 Mortgage Trends Mean for Borrowers and Lenders?

    Canada’s mortgage market is shifting and the Fall 2025 Residential Mortgage Industry Report reveals what’s changing for borrowers, lenders, and the housing outlook. In this episode of In-House, host Joelle Hamilton speaks with CMHC Deputy Chief Economist Aled ab Iorwerth about: ✔ Why fixed-rate mortgages are popular again ✔ Big 6 lenders gaining market share ✔ Rising delinquency rates in Ontario and B.C. ✔ What 750,000+ mortgage renewals m...

15. Oct 8, 202514 min

    How do we create a housing system that nurtures growth long term?

    We need to break down barriers for municipalities—so they can accelerate building and have a lasting impact on housing supply. We sat down with CMHC’s Deputy Chief Economist Aled ab Iorwerth & Director, Government Relations and Head of the Housing Accelerator Fund Chris Woodcock to dive into what’s holding back new housing and the bold actions needed to accelerate growth. 🏡 Listen in for expert insights on the future of Canada’s housing market. Track Housing Accelerator Fund...

16. Sep 10, 20256 min

    Ep. 3 — Humans of Housing: Affordable Housing and a Supportive Community for Northern Seniors

    On this episode, we meet Dale, a senior who found herself homeless and alone during a northern winter. She stayed a few nights with friends, but desperately needed a long-term solution. That's when she found AVEN Pavilion.

17. Sep 9, 202515 min

    7 key cities, 1 episode: Canada’s housing supply snapshot | In-House Podcast

    Join our Deputy Chief Economist Tania Bourassa-Ochoa as she delves into the key findings from our recent Housing Supply Report. In this episode, we discuss contrasting trends across key cities, with growth in ground-oriented construction and a slowdown in condos. Learn how these shifts could impact supply, affordability, and the construction workforce. Tune in to gain valuable insights and stay updated on the latest housing trends!

18. Aug 26, 202529 min

    What’s next for housing sustainability? | In-House Podcast

    How can the housing sector tackle climate change and prioritize sustainability? Join us in our latest episode of In-House, where we’re joined by Daniel Dicaire, Senior Manager of Sustainability and Conservation at Ottawa Community Housing Corporation. Listen and subscribe for more insights from Canada’s housing experts.

19. Aug 13, 20259 min

    More Rentals, More Protection: Can Canada Strike the Right Balance? | In-House Podcast

    Canada needs more rental housing—but how do we build it without putting tenants at risk? In this episode of In-House, CMHC’s Deputy Chief Economist Aled ab Iorwerth explains what CMHC’s research tells us about rent control, financialization, and how to scale up rental supply while safeguarding tenant rights. Listen and subscribe for more insights from Canada’s housing experts. 📌 Full article: https://ow.ly/15Is50WE2HB

20. Jul 17, 20259 min

    Why Developers Are Holding Back on Rental Housing

    In this episode of In-House, CMHC Deputy Chief Economist Aled ab Iorwerth joins host Joelle Hamilton to unpack the key findings from CMHC’s 2025 Canadian Rental Construction Survey. We explore what’s driving short-term developer pessimism—and what could help unlock more purpose-built rental housing across the country. 🔍 What you'll learn in this episode: Why 42% of developers are pessimistic about the short-term outlook The impact of financing challenges, development fe...

21. Jun 24, 20257 min

    Ep. 2 — Humans of Housing: Military-Inspired Village is Changing Veterans' Lives

    After serving in Afghanistan, Jeremy found himself homeless. With support from Homes For Heroes, he got a second chance—and now helps fellow veterans do the same. Hear his story!

22. Jun 19, 202517 min

    What’s Needed to Close the Housing Supply Gap?

    Canada’s housing supply isn’t keeping up with demand. We sat down with CMHC’s Deputy Chief Economist Aled ab Iorwerth & Chief Economist Mathieu Laberge to break down the challenges, what’s holding back new housing, and the bold actions needed to restore affordability. 🔹 Why do we have a housing supply gap? 🔹 How much housing do we actually need? 🔹 What solutions can help close the gap? 🔹 Where more housing is needed in Canada 🏡 Listen in for expert insights on the future of Canada’s housi...

23. Jun 13, 20258 min

    Ep. 1 — Humans of Housing: Saving Homes from the Landfill

    Urban growth is changing the face of our cities. As high-rises replace single-family homes, thousands of houses are routinely torn down and sent to the landfill. But does redevelopment have to mean demolition? In this episode, we explore an alternative approach with Renewal Development — a removal service provider that gives these homes a second life. Learn how their work not only reduces waste but also helps address the housing shortage by relocating and repurposing homes that would otherwis...

24. Jun 12, 20258 min

    Economic uncertainty and unemployment pose risks

    Key Insights from the Spring 2025 Residential Mortgage Industry Report In this episode of In-House: Canada's Housing Podcast, we break down the key findings from CMHC's Spring 2025 Residential Mortgage Industry Report. Join host Joelle Hamilton and Deputy Chief Economist Aled ab Iorwerth as they explore: How mortgage debt grew to $2.3 trillion (+4.4% YoY) Why variable-rate mortgages are making a comeback What rising mortgage delinquency rates mean for borrowers and...

25. May 21, 202519 min

    What did almost 4,000 Canadians say about buying a home and mortgages?

    Join us as we delve into the 25th edition of CMHC’s Mortgage Consumer Survey with expert guest, Sabrina Guay. Whether you’re a mortgage professional, real estate agent, or lender, the 25th edition of the Mortgage Consumer Survey will help you better understand market dynamics and consumer needs.

26. Feb 5, 202515 min

    What’s Next for Canada’s Housing Market?

    What will shape Canada’s housing market in 2025 and beyond? Join host Joelle Hamilton and CMHC Deputy Chief Economist Kevin Hughes as they unpack the 2025 Housing Market Outlook. From economic trends and housing demand to rental market shifts and regional insights, this episode looks at what’s ahead for homeowners, renters, and industry leaders. Don’t miss key takeaways and expert analysis on mortgage rates, affordability, and more!

27. Dec 17, 202422 min

    30-Year High Rental Completions – Why Is Affordability Still Out of Reach?

    Explore the key insights from CMHC’s Fall 2024 Rental Market Report. Join Deputy Chief Economists Tania Bourassa-Ochoa and Kevin Hughes as they discuss rental supply growth, affordability challenges, and trends shaping Canada’s rental market.

28. Nov 4, 202415 min

    Rising Debt, Delinquencies and Falling Rates

    In this episode, we explore the key trends shaping Canada’s housing finance landscape. Tania Bourassa-Ochoa, our Deputy Chief Economist, breaks down the most important findings from the latest Residential Mortgage Industry Report.

29. Sep 26, 202414 min

    New construction insights and what’s driving Alberta’s construction boom

    Join our Deputy Chief Economist, Aled Ab Iorwerth, as he delves into the key findings from our recent Housing Supply Report.

30. Sep 12, 20242 min

    Welcome to CMHC’S In-House: Your Go-To Source for Housing Insights

    Get ready to unlock the latest housing trends, strategies, and expert advice with CMHC’s new podcast, In-House. Whether you're a first-time buyer, a seasoned realtor and mortgage professional, or just curious about Canada's housing market, we’re here to simplify the complex, challenge your thinking, and help you prepare for tomorrow’s market. Join us for real conversations with housing leaders that move you and keep you ahead of the curve.

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Directory compiled 2026-10-28. Details come from public listings and the show’s own feed.