Make Money Count
Marcus & Justin · Toronto, ON
Weekly show on the Canadian economy, real estate and your mortgage: rate moves, Bank of Canada announcements, fixed vs variable pricing and renewal strategy.
Status: active · Cannect Home Financing
Episodes
- 9 min
Midterms, Oil and Your Mortgage Rate: The Chain Reaction
The US midterms are done, and Marcus and Justin break down why they may have had a bigger impact on Canadian mortgage rates than anything else in the last 90 days. From oil to bond yields to the odds of a December Bank of Canada hike, Marcus walks through the dominoes that could move your rate. In this episode: How the midterm results fed into oil prices, bond yields and rate expectations Why bond yields dropped to their lowest level since early September How oil falling 9% changed the odds of a Bank of Canada hike in December Marcus’s infographic of the dominoes affecting your interest rate W
- 22 min
The Bank of Canada Raised Rates. Here's Why It Targets Demand.
The Bank of Canada just raised the overnight rate by 25 basis points to 2.5%, and the press conference that followed said a lot more than the headline did. Marcus and Justin go through the questions put to the Governor and Deputy Governor and break down what the answers mean for Canadian borrowers. In this episode: What a 25 basis point hike means for your prime rate, variable rate and payment Why the Bank wouldn’t say whether 2.75% is next How the decision was made, and where the deadlock was The Bank’s flat outlook for housing over the next two years Whether the energy sector can carry the e
- 21 min
Will Mortgage Rates Go Up Tomorrow?
The Bank of Canada’s rate announcement is tomorrow, and the market is leaning toward a hike. In this episode of Make Money Count, Marcus and Justin walk through three possible outcomes (a hold, one hike, or a hike with a signal of more to come) and what each could mean for your mortgage. In this episode: Why market odds of a hike jumped to 78%, up from about 30% earlier this month Why economists like David Rosenberg and others can’t agree on hike vs hold What a 25 bps hike costs on a $750,000 mortgage How fixed rates could react within 24 to 48 hours of a hawkish signal Why every scenario poin
- 19 min
Rates Are Shifting, How Will It Affect Ontarians?
A Bank of Canada rate hike looks likely next week. In this episode of Make Money Count, Marcus and Justin look at what is driving the decision, including Governor Tiff Macklem's October 19 speech and September CPI at 3.1%. We also cover: Why the Bank of Canada's tone shifted so quickly What rising mortgage arrears in Ontario may signal about household finances Alberta's recent vote and what it means for the wider economic picture How higher rates could affect Canadians with renewals or purchases coming up Watch till the end for the full breakdown. #CanadaMortgage #MortgageRates #MortgageTalk #
- 14 min
Fixed or Variable? Here's Why Banks Charge You More
Fixed or variable? It was the single most asked question at the Toronto Home Show this weekend, so we decided to answer it properly. In this episode of Make Money Count, Marcus and Justin break down exactly how each rate is priced, what just flipped the odds on an October 28 Bank of Canada hike, and why Marcus is betting against his own rate chart. We break down: How variable rates are priced off the Bank of Canada's overnight rate, and how fixed rates are priced off government bond yields What changed the odds of an October 28 rate hike from near certain to under 50% in just a few weeks A cha
- 25 min
Trump vs the Canadian Dollar: What's Really Going On
Why does Trump actually want a weaker Canadian dollar, and what does it mean for your mortgage rate? In this episode of Make Money Count, Marcus and Justin break down the currency dynamics behind Trump's comments on the Canadian dollar, what's really happening with the Federal Reserve heading into its next decision, and a real mortgage math breakdown that could save, or cost, you over $1,000 depending on your renewal timing. We break down: Why a weaker Canadian dollar actually works in Trump's favor, and what it would take to change that Fed chair Kevin Worsh's mixed signals heading into the S
- 7 min
Can the Fed Chair Hold the Line Tomorrow?
The US 10-year bond yield just touched 5%, and the Federal Reserve meets tomorrow with a 90% chance of a rate hike already priced in. So what happens if they don't? In this episode of Make Money Count, Marcus and Justin break down tomorrow's Fed decision, what a hold versus a hike means for bond yields on both ends of the curve, and why the outcome matters just as much for Canadian mortgage holders as it does for the US economy. We break down: Why the 10-year touching 5% and the tightening yield spread matter more than the headline number Whether Fed chair Kevin Worsh can hold rates and still
- 25 min
Why Fixed Rates Keep Rising Even When the Prime Rate Doesn’t
The Bank of Canada has held rates for seven straight meetings. Your mortgage rate went up anyway. In this episode of Make Money Count, Marcus and Justin dig into exactly that contradiction. The overnight rate has sat at 2.25% for seven straight meetings, yet fixed rates keep climbing regardless. We break down: Why bond yields have risen almost 50 basis points since January even though the Bank of Canada hasn't moved How bond yields act as an early warning system for inflation and rate decisions, before oil prices or headlines catch up The $100 bet on whether the Federal Reserve hikes rates on
- 17 min
What The Big Banks Are Predicting For Your Rate
What if the biggest banks in Canada showed up to the same party and couldn't agree on anything? In this episode of Make Money Count, Marcus and Justin imagine exactly that: RBC, TD, BMO, and Scotiabank, all in one room, all asked the same question about where rates go next. Three of them show up with nearly the same answer. One of them shows up ready to argue. We break down: Why RBC, TD, and BMO all point to weak labor force growth and US trade tariffs as the reason rates are likely on hold Scotiabank's outlier call for stronger growth and two rate hikes, and why this bank always seems to be t
- 13 min
How the War in Iran Is Impacting Your Mortgage Rate
Is the Iran conflict quietly deciding your mortgage rate? In this episode of Make Money Count, Marcus and Justin break down why a war most people have stopped watching is doing something nobody expected to bond yields, oil prices, and the rate you pay every month. We break down: Why Trump's all in negotiating strategy worked on Canada, the EU, and South America, but is backfiring against Iran Live shipping data from the Strait of Hormuz and what 105 days of conflict actually look like on the water A day by day breakdown of July's bond market moves showing yields spiking before the news even br
- 22 min
Hollywood vs Reality: Mortgage Edition
Did Hollywood actually get mortgages right? In this episode of Make Money Count, Marcus and Justin react to some of Hollywood's most famous mortgage moments, and the gap between fiction and reality is bigger (and smaller) than you'd expect. We break down: What subprime really meant in The Big Short, and why it's not the same as today's A-minus or alt-A lending How that "bartender to boat owner" mockumentary clip wasn't far off from real predatory lending practices Why Jimmy Stewart's savings and loan speech in It's a Wonderful Life still holds up as a banking lesson The real cost behind a fore
- 30 min
The Fed Flipped On Rate Cuts, What Now?
Is the Fed about to break your mortgage plans? In this episode of Make Money Count, Marcus and Justin break down new Fed Chair Kevin Warsh's very first policy meeting, and why it didn't go the way most people expected. We break down: Why Warsh, Trump's own pick, spent his first meeting talking about inflation instead of cutting rates How the Fed's "dot plot" flipped from pricing in a cut to pricing in a hike, and what that actually means Why Warsh says rates are too low for Wall Street but too high for Main Street, and why the Fed can't fix both How a stronger US stance puts pressure on the Ca
- 17 min
The Real Estate Opportunity Canadians Are Too Scared To Take
Is Canada sitting on the biggest real estate opportunity in years? In this episode of Make Money Count, Marcus and Justin break down exactly what is happening in Canada's housing market, why prices are 20% off peak, and why most Canadians are still too scared to move. We cover: Why housing is 20% off peak and what nine quarters of affordability improvements actually mean How fear and consumer sentiment are keeping buyers out of the market Why condos are trading at pennies on the dollar and who is already buying them The distressed real estate deals that smart money and foreign funds are quietl
- 18 min
Inflation Is Rising. Rates Aren't Dropping. What’s Next?
Is Canada headed for a rate hike nobody saw coming? In this episode of Make Money Count, Marcus and Justin sit down days before the Bank of Canada's June 10th meeting to break down exactly what's happening with interest rates, inflation, and your mortgage renewal. We break down: Why a rate cut on June 10th is basically off the table How Canada ended up in a recession with inflation still rising What the Strait of Hormuz has to do with your mortgage rate Why your bank's renewal offer is likely insulting and what to do instead What the big banks are actually forecasting for rates in 2026 and 202
- 13 min
Don't Trust Your Bank. Here Is The Smarter Mortgage Move.
Is your bank quietly working against you? In this episode of Make Money Count, Marcus and Justin get into the mortgage conversation most Canadians never get to have. With bond yields climbing and fixed rates on the move, knowing what to do and when to do it could be the difference between a great mortgage and an expensive mistake. We break down: Why you should never trust your bank to give you the best mortgage rate Fixed vs variable and the one move Marcus is recommending right now Why the three year fixed is the smartest play in this market When to start the mortgage conversation and why mos
- 21 min
Canada's Inflation Is Out of Control & Your Mortgage Is Next
Is your mortgage renewal about to get a lot more expensive? In this episode of Make Money Count, Marcus and Justin dig into Canada's April CPI numbers and why the story behind the data is one every Canadian borrower needs to hear. Gas prices at a record high, groceries quietly bleeding your budget, and fixed rates with nowhere to go but up. A lot is happening right now and most people do not even see it coming. We break down: Why April CPI is being driven by gas and food and what that means for interest rates What 40% higher gas prices since the war actually means for your monthly mortgage pay
- 7 min
They Lost 2 Months of Jobs Data. Here's What It Could Mean for Your Mortgage.
Is the jobs report even real anymore? In this episode of Make Money Count, Marcus and JT sit down to talk about something that's been quietly building behind the scenes, and the cracks are getting harder to ignore. From a federal agency that's lost its data collectors to a treasury yield that hasn't been this high in years, a lot is happening beneath the surface that every Canadian borrower needs to understand. We break down: Why two months of US jobs data went entirely missing and what that means for Friday's number What a 5% treasury yield actually means for your Canadian mortgage rate How T
- 10 min
Why The Nacho Trade Is Running Canada's Economy
Is Canada's economy quietly cornered? In this episode of Make Money Count, Marcus and Justin sit down to talk about something that's been building for a while now, and the numbers are getting harder to ignore. From a record-breaking gas price spike to an inflation figure that caught even the banks off guard, a lot is happening beneath the surface that every Canadian borrower needs to understand. We break down: Why the March CPI jump has the Bank of Canada watching very closely What does $110 oil actually mean for your monthly mortgage payment How a conflict halfway around the world is directly
- 19 min
Why the Bank of Canada Isn't Talking (And What They’ve Been Hiding)
Is Canada actually in as much trouble as everyone's saying? The Bank of Canada just revealed something they’ve been quietly doing for 23 years and most Canadians have absolutely no idea. In this episode of Make Money Count, Marcus and Justin break down what the Bank of Canada's own data is telling us, why global chaos is hitting closer to home than you think, and what all of it means for your mortgage right now. This isn't just background noise. It's the conversation that could change how you think about your next renewal. In This Episode: The Bank of Canada study that scored 23 years of their
- 12 min
Is The Bank of Canada Just a Fancy Pawn Shop?
Is your variable rate mortgage actually safe? The Bank of Canada just made a move that every Canadian homeowner needs to know about and most people have no idea it's even happening. In this episode of Make Money Count, Marcus and Justin break down the repo market, why hedge funds are flooding into Canadian bonds, and what all of this means for your mortgage rate. This isn't just financial noise, it directly affects what you pay every single month. In This Episode: What the repo market actually is and why it matters to you Why hedge funds betting on Canadian interest rates is a massive red flag
- 21 min
95% Drop? Inside the Condo Market Collapse!
Is Canada’s condo market quietly breaking? In this episode of Make Money Count, Marcus and Justin dive into the condo market, and what they uncover is hard to ignore.From record-low sales numbers to massive unsold inventory, the data tells a story most people aren’t talking about openly. We break down: Why condo sales are hitting levels not seen since the early ’90s What oversupply really means for pricing in Toronto and beyond Why investors are stepping back instead of buying the dip The behind-the-scenes move involving banks, governments, and a potential billion-dollar fund How affordability
- 13 min
Middle East War… Will Mortgage Rates Spike Again?
In this episode of the Make Money Count Podcast, we break down how global events like war, rising oil prices, and inflation could impact mortgage rates in Canada. Oil prices have already surged more than 20%, and markets are reacting fast. When energy prices rise, inflation often follows, and that can directly influence interest rates and mortgage costs. So what does this mean for homeowners and anyone renewing their mortgage? In this episode, we discuss: ✔ Why oil prices are suddenly surging ✔ How global conflicts affect inflation ✔ What rising bond yields mean for mortgage rates ✔ Whether fi
- 20 min
The Mortgage Renewal Strategy Banks Don’t Explain
Your mortgage is renewing, and it’s not going to feel like it did five years ago. If you locked in a 1.39% -- 1.49% mortgage, your renewal could mean a $800–$1,000 jump in monthly payments. In this episode of Make Money Count, Marcus and Justin break down how mortgage renewals really work in today’s high-rate market, and how to optimize your decision instead of blindly accepting the bank’s offer. In this episode, we cover: What mortgage renewals look like in 2026 Real renewal numbers (before vs after rates) How re-amortizing can lower monthly payments Fixed vs variable: what actually makes sen
- 18 min
Canada vs the U.S.: Two Rate Strategies, One Winner
In this episode of Make Money Count, we break down what’s really happening with interest rates, employment numbers, and inflation, and why Canada and the U.S. are taking completely different paths. We unpack the latest unemployment data, bond yield signals, and CPI expectations, then compare the Bank of Canada’s “hold the line” approach with the U.S. strategy of cutting rates to fuel productivity and AI investment. If you’re a homeowner, investor, or simply trying to understand where rates are headed, this conversation matters. Listen to the full episode and decide for yourself: Who’s right —
- 18 min
Behind the scenes of the Powell-Trump power struggle
What’s really going on with Jerome Powell, and why are global markets paying attention? In this episode of Make Money Count, we break down the growing tension between the White House and the U.S. Federal Reserve, and why this story goes far beyond political drama. From legal pressure on Fed officials to concerns over central bank independence, this is a moment that could reshape interest rates, inflation, and investor confidence worldwide. We also explore why gold is hitting record highs, what history teaches us about political interference in monetary policy, and how all of this could eventua
- 16 min
A Warning from the Bond Market?
Make Money Count is back. 🎙️ After a short break, Marcus returns with a solo deep dive into where the Canadian economy truly stands as we enter the new year—and why the next phase may depend on a careful balancing act between the Bank of Canada and the federal government. This episode goes beyond headlines. Marcus connects global political developments, energy markets, bond yields, and interest rates to explain how events outside Canada’s borders can still directly impact your mortgage, your investments, and the broader economy.
- 9 min
Did the Rate Cut Do Anything for Canada’s Economy?
The Bank of Canada finally cut rates — but what does that really mean for homeowners?Marcus breaks down why this rate cut isn’t as simple as it sounds, and what Canadians should prepare for next. Listen now for real talk on what’s ahead for your mortgage, inflation, and the economy.
- 16 min
Canada’s Dirty Little Grocery Secret that Keeps Creeping Into CPI
In this episode, Marcus and Justin reveal what’s really keeping grocery prices high, what the Bank of Canada might do next, and how smart borrowers can use this moment to their advantage. They dig into: • Why food prices in Canada refuse to drop • How the grocery market structure keeps costs high • What the next rate decision could mean for your mortgage • The surprising price gap between Canada and the UK The takeaway: Inflation might be easing, but the story isn’t over. Listen to the full episode to see what’s really going on — and how to prepare your finances for what comes next.
- 19 min
What AI Can’t Do (Yet) in Mortgages
AI is moving fast, and it’s already changing the way mortgages are handled. In this episode, Marcus dives into how AI tools like ChatGPT are analyzing mortgage scenarios, calculating penalties, and even projecting rates—but can they really replace human advisors? We discuss: How AI is disrupting mortgage and finance roles Why basic mortgage advice is no longer enough How Cannect uses AI to empower advisors, not replace them The future of mortgage advice in Canada The takeaway: AI can crunch numbers, but strategy, insight, and personalized advice still need a human touch.
- 10 min
Canada Avoided More Tariffs… For Now!
Trump met Carney — and on the surface, nothing happened.No new tariffs, no clear trade progress… just smiles and handshakes. But while everyone focused on political optics, bond yields quietly continued to fall, signaling a major shift for Canadian homeowners and anyone locked into a high fixed-rate mortgage. In this episode of Make Money Count, Marcus and Justin break down: Why "nothing happened" might actually be a good thing The real mortgage implications hidden behind the Trump-Carney meeting How bond yields are signaling faster rate cuts Why waiting for a Bank of Canada update could cost
- 10 min
Interest Rates Falling—Will Buyers Return?
Toronto’s housing market is at a crossroads. Interest rates are easing, but condo supply is piling up, and defaults are on the rise. Will prices bounce back soon, or is there more pain ahead for homeowners and investors? In this episode of Make Money Count, Marcus and Justin break down: ✔️ Why condo prices may dip further ✔️ The impact of rising defaults and arrears ✔️ What falling interest rates really mean ✔️ Why consumer confidence is the missing piece 🏠 The Canadian housing market has always bounced back — but will this time be different?
- 14 min
Is This the Next Big Threat to the Canadian Economy?
In this episode of Make Money Count, Marcus & Justin discuss Deloitte’s latest report on the Canadian economy and share their take on what it really means for 2025–2026. From CUSMA negotiations with the U.S. to tariffs, trade uncertainty, and your mortgage options, Marcus breaks it down. - What you’ll learn in this episode: - Why trade uncertainty could slow the Canadian economy - The real risks behind CUSMA negotiations - How tariffs affect jobs, businesses, and your wallet - Why variable-rate mortgages may be the smartest choice right now
- 8 min
Is This the Start of More Rate Cuts for Canada?
The Bank of Canada just cut its overnight rate by 25 basis points, bringing it to 2.5%. But what does this mean for your mortgage, housing prices, and the Canadian economy? In this episode, Marcus breaks down: Why did the U.S. and Canada cut rates on the same day What’s really happening with inflation and the labor market Why variable mortgages may now be the smarter move How fixed rates, penalties, and bond yields fit into the picture Listen now to understand whether you should stick with fixed, switch to variable, or refinance your mortgage.
- 8 min
Trusting the Bank Was Their Biggest Mistake!
They thought they were consolidating debt. Instead, they lost a 0% interest loan, and the bank didn’t even tell them. In this episode of Make Money Count, Marcus and Justin break down a real-life horror story featured in The Globe and Mail, where a Canadian couple trusted their bank to help refinance their debt. What happened next? Their 0% First-Time Home Buyer loan was paid off without consent, costing them thousands and leaving them with no recourse. This one’s a must-watch for anyone considering refinancing or renewing a mortgage. Don’t make this mistake. Learn how a good mortgage broker c
- 11 min
Why Banks Are Terrified of This CRA Proposal
Should mortgage brokers get access to your CRA data? In this episode of Make Money Count, Marcus and Justin dive into a recent CRA roundtable that could reshape the mortgage industry in Canada. We’re talking: Income verification & fraud prevention Why the banks are NOT pushing for transparency The hidden cost of mortgage fraud Open banking delays — and who’s responsible How Cannect is already building the tech that the banks won’t This one’s packed with insight, bold takes, and real talk about how the system works. Don’t miss it. 👉 Listen now and learn how to outsmart the banks.
- 9 min
Is Consumer Confidence Cracking in Canada?
In this episode of Make Money Count, Marcus and Justin discuss the Bank of Canada’s latest reports and what they say about Canada’s economic health. Business sentiment? Still shaky. Job security? People are worried. Consumer spending? Slowing fast. With inflation staying sticky and interest rates stuck in place, we might be headed straight into stagflation—and the BoC seems to be out of options. 👉 Don’t miss this breakdown if you’re a homeowner, investor, or just trying to make sense of the market right now.
- 8 min
Rate Cuts Delayed Again — Here’s the Real Reason!
Why are Canadian interest rates stuck? On this Make Money Count episode, Marcus & Justin break down the latest CPI numbers and explain why the Bank of Canada isn't cutting rates soon – and what it means for your wallet. We cover: Stubborn Core Inflation: Even with overall CPI cooling, core inflation is still too high. The Tariff Impact: How tariffs are driving up prices on everything from groceries to clothing. Stagflation Warning: What stagflation (inflation without growth) means for Canada's economy. No Quick Fixes: Why you shouldn't expect significant rate cuts or a housing market boom
- 4 min
Globe and Mail Bombshell: Banks Are Driven by Profits!
Are Canadian banks giving you biased financial advice? In this episode of Make Money Count, Marcus & Justin break down a recent Globe and Mail article that reveals how big banks are pressuring their advisors to meet sales targets, often at your expense. From mutual funds with hidden commissions to GICs and mortgage negotiations, this episode uncovers the truth behind the polished smiles at your local branch. - What’s really behind those “share classes”? - Why bank stocks are still up—despite being called out - And what you should be doing instead Don’t miss this eye-opening conversation.
- 14 min
Are Mortgage Payments Really Dropping?!
TD Bank’s latest report says mortgage payments are dropping, but is it really good news? In this episode of Make Money Count, Marcus and Justin break down what’s happening in the Canadian mortgage market. ✅ Why are payments down even with high interest rates? ✅ What does a 57% rise in Toronto delinquencies mean? ✅ Are you part of the 40% of Canadians who’ll feel the pain at renewal? ✅ Can you push your amortization or tap into equity to lower payments? ✅ Why banks won’t tell you the full truth—and what to do about it. Plus, we talk trade tensions, inflation, stagflation, and how it all ties in
- 9 min
Is Canada Folding to Trump Again?
In this week’s episode of Make Money Count, Marcus and Justin break down the growing trade tensions between Canada and the U.S. From Trump’s unpredictable tactics at the G7 to the looming threat of tariffs, this episode explores how Canada’s economy and over 500,000 jobs could be impacted. Topics covered: Trump’s negotiation style: strategy or chaos? Why the U.S. doesn’t want Canadian cars anymore The fallout of Canada’s digital sales tax What Mark Carney is trying to fix — and what he’s not How long can Canada wait before things collapse? Insightful, bold, and brutally honest, this episode is
- 11 min
Mid-Year Market Check: Did We Predict Anything Right?
In this episode of Make Money Count, Marcus and Justin revisit their bold 2024 predictions for detached homes, semis, townhouses, and condos... and compare them to what actually happened. They also break down the latest housing reports from RBC, TD, and Oxford Economics, who each have wildly different takes on where the market is heading next. 👉 Are prices going up or crashing down? 👉 Is affordability real or just a temporary blip? 👉 And what’s the real impact of trade tension with the U.S.? Find out who was the MOST wrong and why making predictions in this market is a total gamble. 🎧 Watc
- 11 min
Top Credit Mistakes Canadians Are Making Right Now
In this episode of Make Money Count, Marcus and Justin dive into the latest Equifax report that shows credit delinquencies have hit their highest levels since 2009. Did you know 1 in 22 Canadians missed a payment in Q1 2024? Mortgage delinquencies are up 71% year over year. Cities like Toronto and Ottawa are seeing double-digit spikes in missed payments. We break it all down—what it means for you, how to fix your credit fast, and why now might be a great time to refinance your mortgage if you play your cards right.
- 4 min
Banks Are Hiding GIC Profits from You!
Are you settling for low returns on your GICs just because your bank said it’s the “best rate”? Think again. In this episode of Make Money Count, we’re diving deep into Guaranteed Investment Certificates (GICs) and exposing how Canada’s big banks are holding back, sometimes up to 1% less than what you could be earning elsewhere. Find out: Why banks offer lower GIC rates than other providers How GIC deposit brokers can help you earn more What net interest margins (NIMs) have to do with YOUR savings And how to start playing smarter with your money Whether you're a cautious saver or a curious inv
- 12 min
Banks Profit $1,500 per Canadian!
Your bank is making THOUSANDS off of you every year, and you probably don’t even know it. In this episode of Make Money Count, Marcus & Justin break down how Canadian banks use Net Interest Margins (NIMs), penalties, and hidden fees to quietly pull $60+ billion in profit from everyday Canadians like you. This episode pulls back the curtain on the banking industry and gives you the tools to fight back. Don't let your bank take advantage of you. 📞 If you're thinking of renewing or refinancing, talk to Cannect first: https://cannect.ca
- 9 min
Will Canada Cut Interest Rates in July?
Will the Bank of Canada Cut Rates on July 30th? CPI is down, the economy is hurting, and the real estate market is stalling, but core inflation is still sticky. In this episode of Make Money Count, Marcus breaks down what the latest numbers mean and why a 25bps rate cut could be the signal Canadians need right now. From rising unemployment to canceled real estate listings and low consumer confidence, we explore the economic issues that may force the Bank of Canada's hand.
- 12 min
Will Canadians be affected by the U.S. Fed's hesitation?
The Federal Reserve just released its latest economic forecast—and it's not pretty. In this episode of Make Money Count, Marcus & Justin break down what the Fed's latest report means for inflation, interest rates, and your finances. From stagflation concerns in the U.S. to the surprising advantages of Canada's weakening labor market, we explore the global economic landscape and what it means for you as a homeowner, investor, or everyday Canadian. Topics Covered: Why inflation is rising even as growth slows How tariffs are driving prices up What stagflation means—and why it's so dangerous W
- 12 min
Why Are Investors Rushing Into Real Estate Now?
In this episode of Make Money Count, we reveal 2 powerful real estate strategies that are helping investors thrive in today’s uncertain market. 🏡 Strategy 1: Flipping single-family homes under CMHC’s new $1.5M cap. 🏢 Strategy 2: Bulk buying condos at fire-sale prices from desperate developers. Whether you’re looking to invest, flip, or buy smart, these tactics are working right now, and they could be your next big opportunity. Don’t wait for the market to recover, be the one who buys while everyone else hesitates.
- 6 min
BoC Playing It Safe Again?
📢 Bank of Canada Holds Rates – What It Means for You The BoC held steady today, with no rate cuts—yet. In this video, Marcus breaks down what led to the decision, how inflation and unemployment influence policy, and why a variable-rate mortgage might still be your smartest move in today’s economy. 📉 Expect cuts ahead? 🏡 Thinking about a mortgage? Tune in to stay informed and make smarter financial decisions with Cannect.
- 28 min
What’s Really Holding Back Rate Cuts?
Canada’s inflation rate just dropped to 1.7% — way below the Bank of Canada’s 2% target. So… why are we still waiting for rate cuts? In this episode of Make Money Count, Marcus & Justin break down why the BoC is hesitant to cut, what this means for homeowners and investors, and what smart mortgage moves you should be considering right now.
- 22 min
Toronto Housing: Are We Nearing a Crash or a Comeback?
In this episode, Marcus & Justin break down the data, trends, and real-world impact of the dramatic increase in inventory, slowing buyer demand, and falling condo prices. From over 30,000 active listings to investors dumping units at below build cost, we uncover what’s going on behind the headlines. 📉 Are we heading for a crash, or is this just a long-overdue correction? 🏘️ Should you buy now, or wait it out? 🚪 What happens when immigration slows and pre-construction deals start collapsing? Tune in for no-fluff insights from the Cannect team, where we prioritize facts over fear.
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Directory compiled 2026-10-28. Details come from public listings and the show’s own feed.