Mortgage broker podcasts / Hosted by mortgage brokers

The Canadian Mortgage Show

Alex Pang & Alex Shanks · BC

Two BC mortgage brokers give straight-talk weekly takes on Canadian mortgages, rates, housing news and policy, with a BC focus and national perspective plus expert guests and listener questions.

Status: active · Alex Pang Mortgage Group; Designer Capital

YouTube channel: 189 subscribers · 52.1K views · 271 videosPublic YouTube figures as of 2026-10-29; subscriber counts are rounded by YouTube.

Episodes

Nov 3, 202640 min
Did the Bank of Canada Just Stop the BC Housing Market? (With Taylor Atkinson) | Episode 112
Send us Fan Mail Schedule a call: http://www.calendly.com/alexpangmortgage Host Alex Pang is joined by Kelowna-based mortgage broker, investor, and podcast host Taylor Atkinson (Venture Mortgages) to discuss the unexpected ripples from the Bank of Canada’s recent interest rate hike. How will this quarter-point increase affect buyer confidence, debt servicing, and pre-approvals in an already struggling market? In this episode, Alex and Taylor cut through the BS to discuss: Rate Reaction: W...
Oct 27, 202639 min
Top Insights You Might Have Missed
Send us Fan Mail Schedule a call: http://www.calendly.com/alexpangmortgage This week, we couldn't leave you without your weekly mortgage insights. We’ve combed through our archives to bring you a curated compilation of the most impactful advice, market updates, and proven strategies from our top episodes. Whether you are a first-time homebuyer or looking to refinance, this "best-of" episode packs all the essential tools you need to navigate the Canadian real estate market into one concentra...
Oct 20, 202657 min
Insolvency Crisis, Lost Jobs, and the Looming B.C. Election | Episode 110
Send us Fan Mail Schedule a call: http://www.calendly.com/alexpangmortgage In Episode 110 of The Canadian Mortgage Show, Alex Pang and Alex Shanks break down the latest turbulent economic and housing data. The hosts discuss Statistics Canada's report of 68,000 jobs lost in September, alongside the news that Metro Vancouver's foreclosure inventory has reached a multi-decade high—largely driven by over-leveraged developers. They also examine the massive spike in consumer insolvencies nearing...
Oct 13, 20261 h 1 min
Fixed vs. Variable Spreads, Productivity Mega Deductions, and BC's Record Tax Hikes | Episode 109
Send us Fan Mail *Schedule a call:* http://www.calendly.com/alexpangmortgage Mortgage Strategies & Rate Forecasts: The hosts break down the current 1% spread between fixed and variable mortgage rates, offering strategic advice for borrowers navigating renewals and anticipating the next Bank of Canada rate hike. National Economics & Infrastructure: The duo examines shifting rental markets across Canada, Mark Carney's proposed "productivity mega deduction" to ince...
Oct 6, 202653 min
Why Banks Are Terrified of Construction Mortgages: Money Laundering & Market Crashes | Episode 108
Send us Fan Mail Schedule a call: http://www.calendly.com/alexpangmortgage In this episode of The Canadian Mortgage Show, Alex Shanks sits down with Tyler McTaggart, a partner at Designer Capital and a multifamily construction specialist. They dive deep into the hidden risks of development and reveal why construction financing remains one of the last major avenues for money laundering. Tyler exposes the current threats facing commercial real estate, explaining how rising bond yields and in...
Sep 29, 20261 h 1 min
Real Estate Risks & Vancouver Island Living with Justin White | Episode 107
Send us Fan Mail Schedule a call: http://www.calendly.com/alexpangmortgage Welcome to episode 107 of the Canadian Mortgage Show. With Alex Pang currently away on vacation, Alex Shanks hosts this episode solo alongside special guest Justin White. Justin brings 30 years of business experience to the table as a real estate investor, trainer with Tony Robbins, and the founder of High Tide Real Estate Group Justin's early entry into the real estate market, purchasing a four-bedroom home on acr...
Sep 22, 20261 h 4 min
Billions Sent Overseas While Canadians Go Broke | Episode 106
Send us Fan Mail Schedule a call: http://www.calendly.com/alexpangmortgage In Episode 106 of The Canadian Mortgage Show, Alex and Alex break down the staggering $12.3 billion in Canadian foreign aid sent overseas while domestic crises are left unfunded. The hosts question the lack of parliamentary oversight on a 100-year agreement with Ukraine and the logic of funneling billions through a World Bank that recently lost track of $41 billion. With everyday citizens facing soaring re...
Sep 15, 202655 min
Surging Fixed Rates & Dropping Condo Prices & Aging Populations, Housing affordability | Episode 105
Send us Fan Mail Schedule a call: http://www.calendly.com/alexpangmortgage In Episode 105 of the Canadian Mortgage Show, Alex Pang and Alex Shanks break down the latest surge in bond yields and explain why fixed rates are creeping up toward 4.75%. With the spread between fixed and variable rates widening, the hosts run the math on a $500,000 mortgage to help you weigh the risks and rewards of your next renewal. They also dive into the latest Canadian real estate and economic news, di...
Sep 8, 202646 min
Is the Government Propping Up Canada's Economy? | Episode 104
Send us Fan Mail Schedule a call: http://www.calendly.com/alexpangmortgage Canada’s economy just posted a surprising 3.3% annualized GDP growth in Q2—reversing recession fears and pushing Q1 back into positive territory. But is this genuine economic expansion, or is the government simply propping up the numbers with massive debt spending? In Episode 104 of The Canadian Mortgage Show, Alex Pang and Alex Shanks unpack the truth behind Canada’s latest GDP numbers and explore why this "g...
Sep 1, 202641 min
The $27.6B Tariff War & Housing Market Bottom | Episode 103
Send us Fan Mail Schedule a call: http://www.calendly.com/alexpangmortgage Welcome to episode 103 of The Canadian Mortgage Show with Alex Pang and Alex Shanks. This week, we break down the collapsed trade talks and Canada's plan to impose dollar-for-dollar retaliatory tariffs on US goods starting September 8th. We analyze new reports from RBC and BMO suggesting that home prices have likely bottomed out in the hardest-hit markets, even though a full recovery could still be two ...
Aug 25, 202657 min
The Ultimate Fixed vs. Variable Debate | Episode 102
Send us Fan Mail Schedule a call: http://www.calendly.com/alexpangmortgage Welcome back to Episode 102 of The Canadian Mortgage Show! This week, Alex Shanks and Alex Pang break down the massive shifts happening in the Canadian real estate market and economy. From the age-old debate of choosing a fixed versus variable rate mortgage based on your risk tolerance, to shocking new economic policies, we cover exactly how this affects your wallet. In this episode, we discuss: Why July's C...
Aug 18, 202647 min
Canada Immigration Fraud Exposed: The Private College Playbook | Episode 101
Send us Fan Mail Schedule a call: http://www.calendly.com/alexpangmortgage In Episode 101, Alex Pang and Alex Shanks pull back the curtain on the hidden racket fueling Canada's private college system. From overseas puppet masters and fake receipt traps to work permit loopholes and OSAP exploitation, we break down the step-by-step playbook behind the diploma mill scam. Podcast Social Links: Website: https://canadianmortgageshow.com/ Instagram: https://www.instagram.com/canadianmortg...
Aug 11, 20261 h 3 min
Milestone Episode: After 100 Episodes, Here’s What We Really Think | Episode 100
Send us Fan Mail Schedule a call: http://www.calendly.com/alexpangmortgage We made it to 100 episodes! For Episode 100 of The Canadian Mortgage Show, Alex Pang and Alex Shanks take a break from the usual format to look back at how it all started, how the show evolved, and what they've learned along the way. From their rough first episode and early days on social media to conversations with major guests, changing interest rates, COVID-era mortgage decisions, real estate investing, th...
Aug 5, 202636 min
Hockey Skates to Wine: How Trump’s New 50% Tariffs Hit Everyday Canadian Exports | Episode 99
Send us Fan Mail Schedule a call: http://www.calendly.com/alexpangmortgage In today's episode, we break down the latest economic developments sweeping across Canada—from major trade disruptions to real estate shifts and government spending controversies. ### 📊 Key Topics Covered: * **50% U.S. Tariffs Take Effect August 19:** Donald Trump announces a 50% tariff on a broad range of Canadian goods, citing retaliatory claims over Canadian policies on alcohol, dairy quotas, and motor ve...
Jul 29, 202649 min
Trans Mountain, Nuclear Power & Meta’s Data Centers | Episode 98
Send us Fan Mail Schedule a call: http://www.calendly.com/alexpangmortgage Will Canada's energy sector bounce back, or are bad policies holding us back? In episode 98 of The Canadian Mortgage Show, Alex Pang and Alex Shanks sit down with Heather Exner-Pirot, Senior Fellow at the Macdonald-Laurier Institute and policy expert. We unpack the massive shifts happening in Canada's economy right now—from the controversial push for Chinese EVs killing the Ontario auto sector to Meta's shocking $...
Jul 21, 202649 min
The Reality of the Rental Market in Canada 2026 | Episode 97
Send us Fan Mail Schedule a call: http://www.calendly.com/alexpangmortgage Welcome to Episode 97 of The Canadian Mortgage Show! Hosts Alex Pang and Alex Shanks are back to break down the biggest news hitting the Canadian economy and real estate market this week. Whether you are a homeowner, an investor, or just trying to navigate the wild world of Canadian finance, we have you covered. In this episode, we discuss: The Bank of Canada's recent decision to hold interest rates and why ...
Jul 15, 202657 min
Is Canada Finally Getting Back on Track? | Episode 96
Send us Fan Mail *Schedule a call:* http://www.calendly.com/alexpangmortgage Canada's housing market is at another turning point. This week, Alex Pang and Alex Shanks break down the controversial BC condo bailout and why critics from both sides of the political spectrum are pushing back. Is this really an affordable housing initiative—or a taxpayer-funded rescue for developers? They also discuss: • The economics behind the FIFA World Cup and whether hosting actually benefits Canada....
Jul 7, 202654 min
Why BC's Housing Intervention Could Backfire | Episode 95
Send us Fan Mail Schedule a call http://www.calendly.com/alexpangmortgage Is BC really bailing out condo developers? In Episode 95 of The Canadian Mortgage Show, hosts Alex Pang and Alex Shanks are joined by BC Real Estate Association Chief Economist Brendon Ogmundson to unpack the controversy surrounding BC's proposed $1.5 billion condo program. Was this really a developer bailout—or was the story completely misunderstood? They discuss why developers say they never asked for the program, ...
Jun 30, 202642 min
Billion Dollar Housing Bailout Nobody Asked For | Episode 94
Send us Fan Mail Schedule a call: http://www.calendly.com/alexpangmortgage Canada's housing market is at another turning point. This week, Alex Pang and Alex Shanks break down the controversial BC condo bailout and why critics from both sides of the political spectrum are pushing back. Is this really an affordable housing initiative—or a taxpayer-funded rescue for developers? They also discuss: • The economics behind the FIFA World Cup and whether hosting actually benefits Canada. • Risi...
Jun 23, 202636 min
Canada’s Population Is Falling — What Happens Next? | Episode 93
Send us Fan Mail Schedule a call: http://www.calendly.com/alexpangmortgage Canada’s population is declining for the third straight quarter—and the implications could be much bigger than most people realize. In Episode 93, Alex Pang and Alex Shanks break down what a shrinking population, collapsing birth rates, and sharply reduced immigration could mean for Canada’s housing market, workforce, schools, pensions, and long-term economic growth. They also discuss B.C.’s plan to buy unsold cond...
Jun 15, 202646 min
Canada Added Jobs. People Still Left. | Episode 92
Send us Fan Mail Schedule a call: http://www.calendly.com/alexpangmortgage Canada added 88,000 jobs in May and unemployment dropped — but at the same time, a record number of people are leaving the country. So what’s really happening? In this episode, Alex Pang and Alex Shanks discuss Canada’s confusing economic signals: stronger-than-expected job numbers, falling rents, frozen interest rates, rising affordability concerns, and growing frustration from Canadians who feel priced out,...
Jun 9, 202644 min
Slips Into Recession - What It Means for Housing, Rates & Mortgages | Episode 91
Send us Fan Mail Schedule a call: http://www.calendly.com/alexpangmortgage In Episode 91 of The Canadian Mortgage Show, Alex Pang and Alex Shanks break down Canada’s latest economic warning signs as the country enters a technical recession. They discuss what slowing GDP growth, rising unemployment, falling bond yields, and uncertainty around future rate cuts could mean for Canadian homeowners, buyers, and investors. The episode also dives into the state of housing across Canada, including s...
Jun 2, 202656 min
Why Some Homes Sell Fast and Others Sit with Steve Karrasch | Episode 90
Send us Fan Mail Schedule a call: http://www.calendly.com/alexpangmortgage In Episode 90 of The Canadian Mortgage Show, Alex Pang and Alex Shanks sit down with Steve Karrasch, Surrey realtor with Macdonald Realty and co-host of The Tom Storey Show. Steve breaks down what he is seeing in the Lower Mainland and Greater Vancouver real estate market, including why some properties are still getting multiple offers while others are sitting with no showings. The conversation also dives into AI i...
May 26, 202648 min
BC Is Coming After Homebuyers for More Property Transfer Tax | Episode 89
Send us Fan Mail Schedule a call: http://www.calendly.com/alexpangmortgage In Episode 89 of The Canadian Mortgage Show, Alex Pang and Alex Shanks break down a shocking situation involving a BC homebuyer who purchased a presale property years ago and is now being chased by the Ministry of Finance for additional property transfer tax. The conversation opens with a surprising story: a client bought during the 2021 to 2022 market peak, paid the required GST and property transfer tax, and years...
May 19, 202645 min
Young Canadians Can’t Find Work | Episode 88
Send us Fan Mail Schedule a call http://www.calendly.com/alexpangmortgage Canada’s mortgage and housing market is getting harder to read. In this episode of The Canadian Mortgage Show, Alex Pang and Alex Shanks break down the latest signs of stress in the Canadian economy, including job losses, rising unemployment, youth job struggles, expensive unsold condos, and the growing uncertainty around mortgage rates. They also discuss why more borrowers are looking at variable-rate mortgages ...
May 12, 202644 min
Canada Needs Growth Beyond Real Estate | Episode 87
Send us Fan Mail Schedule a call: http://www.calendly.com/alexpangmortgage Canada’s economy has leaned heavily on real estate for years, but what happens when housing can no longer carry the country? In this episode of The Canadian Mortgage Show, Alex Pang and Alex Shanks break down a wide-ranging week of Canadian economic news, including Kelowna’s exemption from BC short-term rental rules, ongoing uncertainty around DRIPA and First Nations policy, and the approval of Enbridge’s $4 billion...
May 5, 202655 min
Frozen Rates, Falling Rents, and a Housing Market Reset | Episode 86
Send us Fan Mail http://www.calendly.com/alexpangmortgage In Episode 86 of The Canadian Mortgage Show, Alex Pang and Alex Shanks break down another strange week in Canadian real estate, mortgages, and the economy. The Bank of Canada is staying in “wait and see” mode, but with inflation pressure, oil prices, war risk, and a slowing economy all colliding at once, the big question is whether rates can really stay frozen for long. The hosts also dig into the GTA pre-sale market hitting histori...
Apr 28, 202650 min
Low Down Payments Could Backfire | Episode 85
Send us Fan Mail http://www.calendly.com/alexpangmortgage Canada’s housing market is shifting again, and this episode breaks down what buyers, homeowners, and investors need to understand right now. Alex Pang and Alex Shanks discuss the latest political shake-up in Ottawa, the temporary federal fuel tax suspension, slowing BC home sales, First Nations land claim uncertainty, BC’s latest credit downgrade, and how developers are getting creative as pre-sale demand cools. The biggest takeaway...
Apr 21, 202638 min
Canada’s Housing Market Is Not Rebounding | Episode 84
Send us Fan Mail Schedule a call www.calendly.com/alexpangmortgage In Episode 84 of The Canadian Mortgage Show, Alex Pang and Alex Shanks break down why Canada’s housing market still feels stuck despite a few signs of movement. They discuss Ontario’s $8.8B plan to cut municipal development charges, the HST rebate impact on new builds, why some developers may be pocketing the savings, and what this really means for buyers. They also look at weak GTA pricing, falling rents, the disappe...
Apr 14, 20261 h 6 min
Episode 83: Young Canadians Have It Harder Than Ever
Send us Fan Mail Episode 83 of The Canadian Mortgage Show welcomes David Chilton, bestselling author of The Wealthy Barber and former Dragon’s Den investor. In this conversation, David joins Alex Pang and Alex Shanks to talk about why it feels harder than ever for young Canadians to get ahead. They break down the rising cost of living, the pressure of housing prices, why “pay yourself first” still matters, and how social media, credit, and AI are reshaping financial behavior. They also dig ...
Apr 6, 20261 h 4 min
Episode 82: Affordability Keeps Getting Worse in Canada
Send us Fan Mail AJ Marini joins the show to argue that Canada’s housing problem is no longer just about supply. He says the deeper issue is cost: land, labor, materials, infrastructure, debt, and wages no longer line up. The episode also explores why condos and pre-construction are under pressure, how governments may be missing the real problem, and what AI could mean for jobs and business going forward. The conversation also expands into inflation, wages, consumer prices, government polic...
Mar 31, 202652 min
Episode 81:Home Prices Fell… But Canada Is Still Unaffordable
Send us Fan Mail In Episode 81 of The Canadian Mortgage Show, Alex Pang and Alex Shanks break down why mortgage rates in Canada moved higher again, why rate exceptions are disappearing, and why buyers should not rush into a purchase just to chase a temporary rate hold. They also unpack Ontario’s expanded HST rebate on new builds, why it likely will not move the needle on affordability, and what it means that Canadian home prices are now negative on a five-year basis for the first time since ...
Mar 23, 202656 min
Episode 80: Why Fixed Mortgage Rates Are Rising Again in Canada
Send us Fan Mail The Bank of Canada held rates again, but that does not mean Canadians are in the clear. In Episode 80 of The Canadian Mortgage Show, Alex Pang and Alex Shanks break down why fixed mortgage rates are moving higher anyway, how bond yields and oil prices are changing the outlook, and why the war-driven spike in gas prices could keep pressure on inflation. They also dig into major Canadian trends that matter right now: falling inflation and weak economic data shrinking mortgag...
Mar 17, 202651 min
Episode 79: War, Inflation, and Mortgage Rates
Send us Fan Mail Canada’s mortgage market just got hit with another major warning sign. In this episode, Alex Pang and Alex Shanks break down the recent spike in bond yields, why fixed mortgage rates may rise again, and how geopolitical tensions are creating a new inflation risk for Canadians. They also discuss why the Bank of Canada may be stuck, the condo appraisal problem, the new GST rebate update for first-time buyers, capped NSF fees, retirement affordability, and fraud issues inside t...
Mar 10, 202651 min
Episode 78: What Canadians Should Do With Their Money Right Now | Scott Grant
Send us Fan Mail What should Canadians do with their money when markets are shaky, real estate feels uncertain, and global conflict is driving fear? In this episode of The Canadian Mortgage Show, Alex Pang and Alex Shanks are joined by senior financial planner Scott Grant to break down how Canadians should think about investing, emergency funds, inheritance, real estate, DIY trading, and estate planning in uncertain times. This conversation covers: how war and global instability affe...
Mar 2, 202652 min
Episode 77: Canada Housing Downturn Is the Steepest Among Major Economies — What Happens Next?
Send us Fan Mail Episode 77 is a wide-ranging update on Canada’s economy, housing, and mortgage rates — with real talk on what the latest data could mean for buyers, homeowners, and renewals. We cover: Canada’s Q4 GDP contraction and what it signals for growth GTA new home sales: only 268 sold in January — the lowest since 1981 Why fixed mortgage rates have been “leaking lower” (and how to think about locking in) National Bank: housing affordability improved for 8 straight quarters, but ...
Feb 23, 202649 min
Episode 76: The Job Search Is Brutal in 2026—And It’s Not Your Fault
Send us Fan Mail Canada’s inflation headline is cooling—but food inflation is still scorching at 7.3% (highest in the G7), and that changes everything. In Episode 76, Alex Pang and Alex Shanks break down why grocery prices stay elevated, how Canada’s oligopolies shape affordability, and what this means for interest rates, housing, and renters. We also cover: Vancouver benchmark prices down 10 straight months Rental market shifts and falling asking rents Developers using “price protection” ...
Feb 10, 202652 min
Episode 75: New Poll Reveals the Truth. Canadians Dreaming of a Home, Doubting Reality.
Send us Fan Mail In Episode 75 of The Canadian Mortgage Show, we break down new Abacus Data polling that reveals a powerful shift in how Canadians feel about housing. The desire to own a home is still strong — 70% say they want to own someday. But confidence is collapsing. Only 29% of non-homeowners believe they will ever actually buy one. We unpack: • Why housing has become a crisis of confidence • Who Canadians blame for affordability issues • Whether government policies match the scale o...
Feb 10, 202650 min
Episode 74 - AI Is Quietly Reshaping Canada’s Job Market
Send us Fan Mail In Episode 74 of The Canadian Mortgage Show, we break down why several major banks are forecasting interest rate hikes by 2026 — despite economic data pointing in the opposite direction. We unpack: Why RBC, Scotia, and National Bank expect higher rates Why bond yields, job losses, and weak growth don’t support that view Vancouver and Toronto home sales sliding sharply Rising mortgage delinquencies in the GTA Nova Scotia’s new 2% down payment pilot for first-time buyers ...
Feb 3, 202659 min
Episode 73: Bank of Canada Holds Rates — But the Warning Signs Are Everywhere
Send us Fan Mail Canada’s economy is sending mixed — and increasingly worrying — signals. In Episode 73 of The Canadian Mortgage Show, we break down why the Bank of Canada held interest rates at 2.25%, why GDP growth is fading, and why economists are quietly preparing for possible rate cuts later this year. We cover: Why holding rates doesn’t mean the economy is healthy Rising layoffs in manufacturing and auto sectors How AI-driven job cuts (including 45,000 roles globally) could impact ...
Jan 28, 202654 min
Episode 72: Canada’s Housing Market Is Frozen — And the Next Shock Is Coming
Send us Fan Mail Canada’s housing market looks calm on the surface — but underneath, pressure is quietly building. In Episode 72 of The Canadian Mortgage Show, Alex Pang and Alex Shanks break down the real data behind falling home prices, collapsing condo development, rising household debt, and why affordability still isn’t improving for most Canadians. They cover: Why new condo construction is drying up across the GTA and Metro Vancouver The truth about mortgage renewal shock and why it ...
Jan 21, 202656 min
Episode 71: Why Canada Feels Unaffordable Now?
Send us Fan Mail Canada’s housing market is cooling — but affordability isn’t improving. In this episode, we break down falling home prices, rising household debt, stagnant wages, and why everyday life still feels harder for Canadians. #canada Podcast Social Links: Website: https://canadianmortgageshow.com/ Instagram: https://www.instagram.com/canadianmortgageshow/ Facebook: https://www.facebook.com/canadianmortgageshow/ Follow Our Hosts: Alex Pang Tiktok: https://www.tiktok.c...
Jan 13, 202650 min
Episode 70: Canada’s Economy Is Quietly Breaking (Unemployment, Housing, Restaurants)
Send us Fan Mail Canada’s economy is sending warning signals — and most people are missing them. In Episode 70 of The Canadian Mortgage Show, we break down: • Why unemployment jumped faster than expected • Four straight years of falling home prices in Toronto • Restaurant closures accelerating across Canada • Why rate cuts may still be far away • The growing gap between Canada and the U.S. economy We also dive into: • Immigration policy reversals • The hidden problem behind part-time job gr...
Jan 8, 20261 h 1 min
Episode 69: “Uncertainty Is Now Certainty” — 2026 Housing Outlook
Send us Fan Mail Happy New Year — and welcome to Episode 69 of The Canadian Mortgage Show. This is our first episode of 2026, and we brought in Hasan Juma (Realtor, Oakwyn Realty) as a guest host to weigh in on the biggest stories shaping Canadian housing right now. EP 69 In this episode we cover: Canada considering changes when the foreign buyer ban expires in 2027 (and whether foreign money would even come back) EP 69The rent affordability crisis — including renters spending 5...
Dec 23, 202555 min
Episode 68: Population Shrinking + Jobs Drying Up… What Happens Next?
Send us Fan Mail Canada’s inflation held at 2.2%—but coffee is up 33% and groceries are still squeezing households. We break down whether this is true inflation or price gouging in a market dominated by a few major players. On housing: November sales dipped, fixed rates have stayed stubborn, and banks are now shrinking variable-rate discounts—a signal worth paying attention to. We also talk about where different regions sit from peak prices, and why inflation-adjusted home values are trendin...
Dec 16, 202551 min
Episode 67: Bank of Canada Paused… So Why Are Fixed Rates Back Over 4%?
Send us Fan Mail Bank of Canada held the policy rate at 2.25%—but bond yields jumped and 5-year fixed rates climbed back above 4%. We break down why the latest “strong” jobs data may be seasonal noise (part-time youth jobs + people stopping the job search), what that means for variable vs fixed, and why fear-based mortgage advice is dangerous. Plus: falling rents, rising insolvencies, massive Toronto development charges, foreign capital talk, and a warning for anyone trying to “flip” presales...
Dec 9, 202554 min
Episode 66: Canada’s “Good News” Jobs Report Is a Lie
Send us Fan Mail Canada’s unemployment rate just fell to 6.5% and 54,000 jobs were “added” — but does it actually feel like the economy is improving? In this episode, Alex & Alex break down why they’re calling it Overreaction Friday. They dig into the bond market’s response, what a third of Canadian mortgages renewing in 2026 really means for homeowners, falling condo prices in Vancouver and Toronto, rent trends across Canada, and why more developers are going into creditor protection. T...
Dec 2, 202546 min
Episode 65: Why Canada’s Housing “Fix” Is Broken
Send us Fan Mail In episode 65, Alex Pang & Alex Shanks break down the “historic” Alberta–Canada energy agreement, what it actually means for jobs, pipelines and BC, and why Canada keeps pushing investment and talent out of the country. They dig into Nutrien choosing a US port over BC, Nokia’s subsidized Ottawa campus, the Stellantis mess, and why we’re not in a housing crisis so much as a long-running income crisis. The guys finish with the latest on land claims in BC and what that could...
Nov 25, 202554 min
Episode 64: Why Canadian Mortgages Almost Never Default (But Everything Else Is Cracking)
Send us Fan Mail Canadian mortgage delinquency is just 0.23%… but credit cards, HELOCs, Canada Post, Bell, and even developers are cracking under the pressure. In this episode of The Canadian Mortgage Show, Alex Pang and Alex Shanks break down what’s REALLY going on behind the “stable” mortgage numbers. We cover: CMHC data: Housing starts down 17% and why the promise of 500,000 new homes was never realistic. Delinquencies: Why Canadian mortgage and HELOC delinquencies are tiny compared to ...
Nov 19, 202551 min
Episode 63: Banks Holding Rates, Land Claims Growing, Developers Failing – What Now for Homeowners?
Send us Fan Mail Canada just dodged a technical recession—but did the Blue Jays’ World Series run actually help save Ontario’s economy? In this episode of The Canadian Mortgage Show, Alex Pang and Alex Shanks break down the latest jobs data, inflation numbers, interest rate forecasts, insolvency news, and even U.S. talk of 50-year mortgages. They also cover developer failures in B.C., First Nations land claim impacts on financing in Richmond and Ontario, Questrade’s move into banking, Home T...

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The Canadian Mortgage Show

Episodes

Did the Bank of Canada Just Stop the BC Housing Market? (With Taylor Atkinson) | Episode 112

Top Insights You Might Have Missed

Insolvency Crisis, Lost Jobs, and the Looming B.C. Election | Episode 110

Fixed vs. Variable Spreads, Productivity Mega Deductions, and BC&#39;s Record Tax Hikes | Episode 109

Why Banks Are Terrified of Construction Mortgages: Money Laundering & Market Crashes | Episode 108

Real Estate Risks & Vancouver Island Living with Justin White | Episode 107

Billions Sent Overseas While Canadians Go Broke | Episode 106

Surging Fixed Rates & Dropping Condo Prices & Aging Populations, Housing affordability | Episode 105

Is the Government Propping Up Canada&#39;s Economy? | Episode 104

The $27.6B Tariff War & Housing Market Bottom | Episode 103

The Ultimate Fixed vs. Variable Debate | Episode 102

Canada Immigration Fraud Exposed: The Private College Playbook | Episode 101

Milestone Episode: After 100 Episodes, Here’s What We Really Think | Episode 100

Hockey Skates to Wine: How Trump’s New 50% Tariffs Hit Everyday Canadian Exports | Episode 99

Trans Mountain, Nuclear Power & Meta’s Data Centers | Episode 98

The Reality of the Rental Market in Canada 2026 | Episode 97

Is Canada Finally Getting Back on Track? | Episode 96

Why BC&#39;s Housing Intervention Could Backfire | Episode 95

Billion Dollar Housing Bailout Nobody Asked For | Episode 94

Canada’s Population Is Falling — What Happens Next? | Episode 93

Canada Added Jobs. People Still Left. | Episode 92

Slips Into Recession - What It Means for Housing, Rates & Mortgages | Episode 91

Why Some Homes Sell Fast and Others Sit with Steve Karrasch | Episode 90

BC Is Coming After Homebuyers for More Property Transfer Tax | Episode 89

Young Canadians Can’t Find Work | Episode 88

Canada Needs Growth Beyond Real Estate | Episode 87

Frozen Rates, Falling Rents, and a Housing Market Reset | Episode 86

Low Down Payments Could Backfire | Episode 85

Canada’s Housing Market Is Not Rebounding | Episode 84

Episode 83: Young Canadians Have It Harder Than Ever

Episode 82: Affordability Keeps Getting Worse in Canada

Episode 81:Home Prices Fell… But Canada Is Still Unaffordable

Episode 80: Why Fixed Mortgage Rates Are Rising Again in Canada

Episode 79: War, Inflation, and Mortgage Rates

Episode 78: What Canadians Should Do With Their Money Right Now | Scott Grant

Episode 77: Canada Housing Downturn Is the Steepest Among Major Economies — What Happens Next?

Episode 76: The Job Search Is Brutal in 2026—And It’s Not Your Fault

Episode 75: New Poll Reveals the Truth. Canadians Dreaming of a Home, Doubting Reality.

Episode 74 - AI Is Quietly Reshaping Canada’s Job Market

Episode 73: Bank of Canada Holds Rates — But the Warning Signs Are Everywhere

Episode 72: Canada’s Housing Market Is Frozen — And the Next Shock Is Coming

Episode 71: Why Canada Feels Unaffordable Now?

Episode 70: Canada’s Economy Is Quietly Breaking (Unemployment, Housing, Restaurants)

Episode 69: “Uncertainty Is Now Certainty” — 2026 Housing Outlook

Episode 68: Population Shrinking + Jobs Drying Up… What Happens Next?

Episode 67: Bank of Canada Paused… So Why Are Fixed Rates Back Over 4%?

Episode 66: Canada’s “Good News” Jobs Report Is a Lie

Episode 65: Why Canada’s Housing “Fix” Is Broken

Episode 64: Why Canadian Mortgages Almost Never Default (But Everything Else Is Cracking)

Episode 63: Banks Holding Rates, Land Claims Growing, Developers Failing – What Now for Homeowners?

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