Mortgage broker podcasts / Hosted by mortgage brokers

The Real Deal Pod: Allister Carrington & Geoff Lee's Pro Insights in Real Estate

Allister Carrington & Geoff Lee · BC

Fraser Valley and BC market show pairing a Realtor and a mortgage broker; covers local stats, mortgage rates and buyer advice.

Status: active · GLM Mortgage Group (Lee); Carrington is a Realtor

Episodes

Nov 6, 202641 min
Ep. 117 — Wanted: Gold Tub. The Home Renovation Trap & Fraser Valley Real Estate
Wanted: one gold tub, charged with crimes against resale value. In Episode 117 of The Real Deal Pod, BC realtor Allister Carrington and BC mortgage broker Geoff Lee unpack the home renovation trap: why expensive upgrades rarely raise your home’s value, and which home renovation projects actually pay off. They also break down October’s Fraser Valley real estate numbers, as the Fraser Valley board says affordability is now the best in five years. What you’ll learn:• October Fraser Valley real estate: a typical home at $860,000, down 6% from a year ago• Why only 11 of every 100 Fraser Valley home
Oct 30, 202638 min
Ep. 116 — Breaking: Rates Rise. Dog Unbothered. What the Bank of Canada Hike Means for BC Mortgages
Breaking: rates rise. Dog unbothered. On October 28, the Bank of Canada raised its overnight rate by a quarter point, its first increase in three years, and the headlines did what headlines do. In Episode 116 of The Real Deal Pod, BC realtor Allister Carrington and BC mortgage broker Geoff Lee explain why the Bank of Canada raised rates, what it really costs on a BC mortgage, and why BC real estate is steadier than the news makes it sound. What you’ll learn: Why the Bank of Canada raised its rate from 2.25% to 2.5%, and why the prime rate moves from 4.45% to 4.7% Why inflation sits at 3.1%, an
Oct 23, 202646 min
Ep. 115 — Everyone Can Afford It. Nobody’s Buying. Fraser Valley Homes & BC Mortgages in Separation
Everyone can afford it. Nobody’s buying. In 2022, almost everyone wanted to buy a home in the Fraser Valley and very few could afford one. In 2026, far more people can, and nobody wants to. In Episode 115 of The Real Deal Pod, BC realtor Allister Carrington and BC mortgage broker Geoff Lee put 2022 Fraser Valley real estate side by side with today’s, and show why Surrey detached homes now sit $465,400 below their peak. Then Geoff explains what really happens to your BC mortgage when you separate, including the one time BC mortgage rules let you borrow up to 95% of your home’s value. What you’l
Oct 16, 202638 min
Ep. 114 — House Rich Cash Poor: When Your BC Home Eats Your Paycheck + BC Election Housing Plans
Being house rich and cash poor is one of the quietest financial traps in BC real estate — and it happens at every price point. In Episode 114 of The Real Deal Pod, Fraser Valley realtor Allister Carrington and BC mortgage broker Geoff Lee break down what it actually costs to own a home in BC, why being approved for $2M doesn't mean you should spend $2M, and how to avoid having your home eat your entire paycheck. They also cover the BC election on October 24th — laying out every party's housing platform clearly and without spin, so you can ask the three questions that matter: Does it get more h
Oct 9, 202635 min
Ep. 113 — BC Mortgage Portability Explained, September 2026 Stats & The 8 Questions to Ask Before You Sign
Your BC mortgage might be portable — but the rate you get when you port it could make breaking it the smarter move. In Episode 113 of The Real Deal Pod, Fraser Valley realtor Allister Carrington and BC mortgage broker Geoff Lee cover the September 2026 BC real estate numbers, then deliver a practical breakdown of BC mortgage portability — including a real client case where a "portable" mortgage came with a blended rate so high it was cheaper to break it and start fresh. What you'll learn: September 2026 BC real estate stats: Fraser Valley typical home at $861,300 (down 7%), Metro Vancouver at
Oct 5, 202646 min
Ep. 112 — BC Unsold Condo Tax, Rising Mortgage Rates & Why the Lowest Rate Isn't the Best Mortgage
BC's snap election is here and Premier Eby just announced a new unsold condo tax targeting $4.4B in empty Metro Vancouver inventory. Fixed BC mortgage rates may be heading back toward 5% because of the ongoing tariff war and bond yield pressure. In Episode 112 of The Real Deal Pod, Fraser Valley realtor Allister Carrington and BC mortgage broker Geoff Lee break both down — and connect them with a single theme: don't let the headline make the decision for you. What you'll learn: BC's proposed unsold condo tax: 2% annually on finished empty condos, rising each year — how it works and what it doe
Sep 21, 202647 min
Ep. 111 — What Happens to Your BC Mortgage When You Die, Wills, Insurance & $4.4B in Unsold Condos
Your BC mortgage doesn't disappear when you die — and most Canadian homeowners have no plan for what happens next. In Episode 111 of The Real Deal Pod, Fraser Valley realtor Allister Carrington and BC mortgage broker Geoff Lee cover what actually happens to a BC mortgage when a homeowner passes away, why 50% of Canadians have no will, and what joint tenancy vs. tenants in common really means for your family. They also cover Allister's Did You Know: $4.4 billion in unsold Metro Vancouver condos and why three-bedroom units at a 27.3% unsold rate represent one of the biggest negotiating opportuni
Sep 14, 202638 min
Ep. 110 — Condo vs Townhouse vs Detached in BC, the CMHC Affordability Report & Why Now Is the Time
CMHC says Canada needs 4.7 million new homes to restore affordability and is only on track to build half that. So is BC real estate still unaffordable? In Episode 110 of The Real Deal Pod, Fraser Valley realtor Allister Carrington and BC mortgage broker Geoff Lee explain what that report actually means — and why BC is already in one of the most affordable markets in years, right now, today. Then Geoff breaks down the question every BC buyer is really asking: condo, townhouse, or detached — which is right for your life in 5–10 years? Not just for your budget today. What you'll learn: What the C
Sep 9, 20261 h 6 min
Ep. 109 — Reverse Mortgages Canada Explained: Tax-Free Retirement Income from Your Home Equity
Reverse mortgages in Canada are one of the most misunderstood and underused financial tools available to homeowners 55 and older — and in Episode 109 of The Real Deal Pod, BC mortgage broker Geoff Lee delivers the most practical breakdown of how they actually work, who qualifies, and what they can do for cash-strapped but equity-rich BC homeowners in retirement. A couple bought their Vancouver home in 1985 for $125,000. It's worth $1.9 million today. They're $850 short every month in retirement. They don't want to sell. That's the problem reverse mortgages are designed to solve — and Geoff wal
Sep 1, 202652 min
Ep. 108 — Co-Buying a Home in BC With a Friend or Family Member: Pros, Risks & Exit Strategy
Co-buying a home in BC — with a friend, sibling, partner, or parent — is one of the most searched strategies for getting into the BC real estate market right now. In Episode 108 of The Real Deal Pod, Fraser Valley realtor Allister Carrington and BC mortgage broker Geoff Lee cover how co-buying a BC mortgage actually works, what the real risks are, and exactly what every co-buyer needs to have in writing before they sign anything. With the average BC home now $175,000 below its 2022 peak and Chilliwack condos back at $290,000–$299,000, BC affordability is the best it's been in nearly a decade.
Aug 21, 202638 min
Ep. 107 — Should You Wait for BC Mortgage Rates to Drop? CMHC 2026 Forecast & The Four Rate Buckets Explained
Should you wait for BC mortgage rates to drop before buying? In Episode 107 of The Real Deal Pod, Fraser Valley realtor Allister Carrington and BC mortgage broker Geoff Lee answer that directly — and explain why the BC mortgage rate you find online is probably not the rate you'd actually qualify for. As of August 21, 2026, the BC mortgage rate range runs from 3.55% to 4.75%. Which end you land on depends on four questions — what you're buying, what you're putting down, what amortization you choose, and whether it's owner-occupied or a rental. Most rate sites, lenders, and even some brokers ski
Aug 19, 202645 min
Ep. 106 — 7 Things NOT to Do After BC Mortgage Approval & the Cowichan Land Title Ruling One Year Later
Your BC mortgage is approved and your subjects are removed — but the deal isn't done until the completion date. In Episode 106 of The Real Deal Pod, Fraser Valley realtor Allister Carrington and BC mortgage broker Geoff Lee cover the 7 things BC homebuyers must not do between mortgage approval and closing, and follow up on the Cowichan land title ruling — one year on — with new polling that reveals what it has done to public trust in BC's fee simple property ownership system. The BC mortgage pre-closing mistakes covered in this episode affect buyers at every price point: from first-time buyers
Aug 7, 202656 min
Ep. 105 — BC Basement Suite Mortgage Income Explained, July 2026 Stats & Why BC Buyers Have Stopped Buying
Can a basement suite rental income help you qualify for a bigger BC mortgage — or turn a declined BC mortgage application into an approval? In Episode 105 of The Real Deal Pod, Fraser Valley realtor Allister Carrington and BC mortgage broker Geoff Lee answer that question in full, then cover the July 2026 BC real estate stats and tackle the biggest question in the Fraser Valley and Metro Vancouver markets right now: after three years, why have BC buyers stopped buying — and what is it going to take to turn that around? The July 2026 BC real estate numbers reversed June's gains almost entirely.
Aug 4, 202645 min
Ep. 104 — 10 Biggest BC Homebuyer Mistakes, the Real Estate Wealth Gap & Why Home Equity Beats Income
A new study found that established immigrants in Canada are wealthier than Canadian-born households at every income level — and the entire gap traces back to BC real estate and home equity, not income or pensions. In Episode 104 of The Real Deal Pod, Fraser Valley realtor Allister Carrington and BC mortgage broker Geoff Lee unpack what that finding means for BC homebuyers today, then deliver the 10 biggest mistakes BC homebuyers are making in 2026 — the ones quietly costing people the wealth-building opportunity sitting right in front of them. The Did You Know covers the immigrant wealth gap s
Jul 28, 202644 min
Ep. 103 — Future-Proof Your BC Mortgage, CREA 2026 Forecast & Why Rate Is the Wrong First Question
6 out of 10 BC homeowners break their mortgage within 3 years — and most of them only ever asked one question before signing: what's the rate? In Episode 103 of The Real Deal Pod, Fraser Valley realtor Allister Carrington and BC mortgage broker Geoff Lee explain why that single focus is the costliest mistake in BC mortgage borrowing, and what to ask instead. Geoff walks through a practical framework for future-proofing your BC mortgage: prepayment privileges, portability options, how BC mortgage penalties are calculated at big six banks versus credit unions and monoline lenders, and why the an
Jul 27, 202650 min
Ep. 102 — How Much Income to Buy a Home in BC, June 2026 Market Stats & Your Full Borrowing Power Formula
How much income do you need to buy a home in BC? It's the question every buyer in the Fraser Valley and Metro Vancouver is asking — and in Episode 102 of The Real Deal Pod, Fraser Valley realtor Allister Carrington and BC mortgage broker Geoff Lee answer it with real numbers across Vancouver, the Fraser Valley, and Canada-wide. They also cover the June 2026 BC real estate stats, including a significant milestone: for the first time in years, detached homes, townhomes, and condos all saw year-over-year sales increases in Metro Vancouver. The Fraser Valley now sits 26% below its 2022 peak — and
Jun 30, 202658 min
Ep. 101 — BC Mortgage Application Secrets, the $2,100 Renewal Win & BC's Strata Training Gap
One BC family saved $2,100 a month at BC mortgage renewal — not by getting a lower rate, but by restructuring their consumer debt. Another saved $800. And 70% of BC homeowners renewing their mortgage this year will never have that conversation. In Episode 101 of The Real Deal Pod, Fraser Valley realtor Allister Carrington and BC mortgage broker Geoff Lee share what 15+ years and thousands of BC mortgage applications have taught them about what lenders actually look for — income, job stability, credit, and savings — and the mistakes that quietly cost BC borrowers thousands. They also cover a BC
Jun 24, 202640 min
Ep. 100 — BC Condo Crisis, the Government Buyout Plan & Using Home Equity to Build Wealth in BC
BC real estate just hit a milestone that should stop every buyer, investor, and homeowner in their tracks — and so did The Real Deal Pod. Episode 100. Vancouver's BC condo market now has 4,376 finished, empty, unsold condos — a 76% jump in 12 months and the highest level since the mid-1990s. This week, the federal and provincial governments announced a $3.2 billion plan to buy more than 2,200 of those vacant BC condos and convert them to affordable housing. In Episode 100, Fraser Valley realtor Allister Carrington and BC mortgage broker Geoff Lee break down what that plan actually does, who it
Jun 24, 202649 min
Ep. 99 — BC Realtor Mistakes That Cost Buyers Thousands, May 2026 Market Stats & Properties That Won't Qualify
BC real estate is sitting at 11 of every 100 homes finding a buyer — and the mistakes happening inside that market are quietly costing BC homebuyers thousands of dollars. In Episode 99 of The Real Deal Pod, Fraser Valley realtor Allister Carrington and BC mortgage broker Geoff Lee deliver the May 2026 Fraser Valley and Metro Vancouver real estate stats, then go deep on the realtor mistakes they see every single week. What you'll learn: • May 2026 Fraser Valley real estate — 1,124 sales, 10,000+ homes for sale, and prices down 7–9% by property type • The move-up buyer opportunity hiding in toda
Jun 1, 202652 min
Ep. 98 — BC Pre-Sale Condo Crisis, Mortgage Rate Holds Explained & BC's Stalled Housing Deal
A BC developer hid a $12 million CRA judgment, lost their home warranty and building permit — and still tried to force pre-sale buyers to close. The Eclipse Condo Crisis in Burnaby is now a case study for every pre-sale buyer in BC, and in this episode of The Real Deal Pod, Fraser Valley realtor Allister Carrington and BC mortgage broker Geoff Lee break down exactly what happened and what it means for you. They also cover BC's ongoing delay in accepting Ottawa's housing affordability deal — with eight major BC housing organizations, including BCREA, now formally urging the province to stop sta
May 22, 202656 min
Ep. 97 — BC Housing Affordability, Carney's Plan, Eby's Record & the Real Reason Buyers Are Sitting Out
BC housing affordability just became federal business — but can BC's provincial government actually deliver? In Episode 97 of The Real Deal Pod, Fraser Valley realtor Allister Carrington and BC mortgage broker Geoff Lee break down PM Carney's proposed structural changes to BC housing, examine why every major BC housing policy to date has backfired, and make the case for why BC real estate in 2026 represents one of the most significant buying opportunities in a generation. What you'll learn: What Carney's housing affordability plan for BC actually proposes — and what the Ontario model achieved
May 11, 202641 min
Ep. 96 — BC Real Estate April Stats: Why Qualified Renters Still Aren't Buying (And How to Change That)
BC real estate posted its first year-over-year sales increase in over 12 months, and Fraser Valley real estate prices are stabilizing — so why aren't more BC renters making a move into homeownership? In this episode of The Real Deal Pod, Fraser Valley realtor Allister Carrington and BC mortgage broker Geoff Lee break down the April 2026 BC real estate and Fraser Valley real estate stats, dig into what's really happening with the Metro Vancouver and BC condo market, and have an honest conversation about why so many qualified renters across BC still aren't buying. What you'll learn: April 2026 F
May 4, 202652 min
The Hidden Condo Costs Buyers Miss | Strata Red Flags Every Buyer Must Know | Episode 95
Buying a condo or townhouse in BC? Read the strata documents—or risk buying a financial headache. In Episode 95 of The Real Deal Pod, Allister Carrington and Geoff Lees break down the real issues buyers, sellers, and Realtors® need to understand before purchasing a strata property. Inside this episode:✔ How special levies can suddenly cost owners thousands✔ Why contingency reserve funds matter more than most buyers realize✔ What active lawsuits mean for financing approval✔ Insurance red flags hidden in strata documents✔ Rental-heavy buildings and lender concerns✔ Why depreciation reports matte
Apr 27, 202640 min
Should You Buy Subject-Free? + How AI Could Change Pricing in Canada | Real Deal Pod Ep. 94
What if two people shopping online saw two completely different prices for the exact same product—simply because of their buying habits?And what does it really mean to submit a subject-free offer when buying a home in British Columbia? In this week’s episode of The Real Deal Pod, trusted Realtor Allister Carrington and mortgage expert Geoff Leeunpack two major conversations shaping today’s market: ✅ Algorithmic pricing — how artificial intelligence may soon personalize pricing based on your behaviour, spending patterns, and online activity.✅ Subject-free offers explained — when it makes sense,
Apr 21, 202645 min
🎙️ Episode 92: Should You Buy Now or Wait? | BC Real Estate Market Update & Buyer Strategy 2026 📊💼
Should you buy now… or wait? That’s the question we’re hearing every day—and in this episode, we give you a clear framework to make the right decision based on today’s market. In Episode 92 of The Real Deal Pod, we break down what’s actually happening across the Fraser Valley and Greater Vancouver real estate market—and how interest rates, inventory, and buyer behaviour are shaping your opportunities right now. If you’ve been sitting on the sidelines, this will help you move forward with clarity. In this episode, you’ll learn:• What’s changing in the BC real estate market right now• How intere
Apr 21, 202651 min
Social Media for Realtors and Small Businesses: How to Turn Posts Into Clients (Without Posting Daily) I Ep 93
Most real estate agents and mortgage brokers are posting…but not converting. In this episode of The Real Deal Pod, Allister Carrington and Geoff Lee sit down with Jennifer Robertson (My Marketing Maven) to break down a clear, proven approach to real estate social media marketing that actually generates business. If you’ve been wondering why your content isn’t turning into conversations—or clients—this episode will give you the structure you’ve been missing. 💡 What you’ll learn: How to build a consistent social media strategy for real estate The exact formula for posts that drive engagement an
Mar 30, 202636 min
Prefab Housing in Vancouver + The #1 Mistake That Kills Deals Before Closing | Ep 91
What if your deal could fall apart… just days before you get the keys? In Episode 91 of The Real Deal Pod, we break down two major shifts happening in today’s market—and what they mean for you as a buyer or homeowner. First, we unpack Vancouver’s newest prefab housing project near Trout Lake. It’s being positioned as a faster, more affordable way to build—but is it really the solution? We walk through what prefab actually means, where the bottlenecks are showing up, and why this could reshape how housing gets delivered across BC. Then we dive into one of the most important conversations you’re
Mar 23, 202641 min
🎙️Episode 90: The Confidence Gap in Real Estate - Why Buyers Are Waiting & How to Use Your Equity
This week on The Real Deal Pod, Allister & Geoff take a deeper look at what’s holding today’s market back — and it’s not what most people think. With home prices down from their peak and interest rates stabilizing, many Canadians are in a position to buy. So why aren’t they? This episode explores: • The growing gap between ability and action in homeownership • How fear and uncertainty are shaping market behavior • What today’s pricing reset actually means for buyers and investors • A clear, practical guide to accessing home equity • Smart vs. risky ways to leverage your home for future gro
Mar 6, 202633 min
🎙️ Episode 89 - The Truth About Today’s Real Estate Market + How One Mortgage Decline Turned Into an Approval
On this episode of The Real Deal Pod, Allister and Geoff break down two important realities shaping the real estate market right now. First, we unpack the latest February housing data from Metro Vancouver and the Fraser Valley. Sales are picking up month-over-month, but they’re still sitting well below historical averages. At the same time, inventory has climbed to levels we haven’t seen in years. So what’s really happening? Is this a slowdown… or simply a market resetting after years of intense competition? Then Geoff shares a powerful real-life mortgage story that every buyer should hear. A
Mar 2, 202638 min
🎙️ Episode 88: Real Estate Waiting Trap (Don’t Make This Mistake) | Federal Investigation + Buyer Psychology
In today’s market, many buyers are waiting for the “perfect time” — but history shows that waiting often comes with a hidden cost. In Episode 88 of The Real Deal Pod, Allister and Geoff break down what’s really happening behind today’s real estate headlines, including the federal investigation into real estate practices, changing commission conversations, and the psychology preventing many buyers from moving forward. This episode explains: Why buyer hesitation is rising in today’s market The real impact of interest rates vs home prices What the federal real estate investigation actually means
Feb 20, 202638 min
🎙️Episode 87: The New Reality of Real Estate — Budgets, the 5-Year Rule & What Buyers Must Know Now
This week on The Real Deal Pod, Allister & Geoff step beyond surface-level market talk and explore the forces shaping real estate from the ground up. From provincial budget decisions to shifting ownership timelines, the conversation explains why affordability conversations don’t always match policy outcomes — and what that means for buyers, sellers, and investors moving forward. You’ll learn: • How government decisions today influence tomorrow’s housing supply • Why construction costs and taxation matter to home prices • The evolving reality behind the “5-Year Rule” • How changing lifestyl
Feb 20, 202631 min
🎙️ Episode 86: The Housing Supply Warning & The Mortgage Mistake Most Homeowners Don’t See Coming
Canada’s housing market isn’t just being shaped by interest rates or affordability — it’s being shaped by what isn’t being built. 🏗️ In this week’s episode of The Real Deal Pod with Allister & Geoff, we break down one of the biggest hidden risks facing real estate over the next few years — slowing construction and how today’s market hesitation could quietly create tomorrow’s housing shortage. We also dive into one of the most misunderstood mortgage strategies homeowners face when moving: porting your mortgage. Many Canadians assume it’s simple… but missing a few key details could cost tho
Feb 6, 202640 min
🎙️ Episode 85: BC Market Trends & Self-Employed Mortgage Strategies
Are buyers waiting… or recalibrating? In this episode, we unpack: • A true view of Fraser Valley and Metro Vancouver housing trends • Why inventory is rising and sales are slowing in 2026 • The real reasons self-employed Canadians get declined • How stated income & alternative lending can be your advantage Whether you’re self-employed, planning your first buy, or strategizing your next move — this is insight you won’t want to miss. 🎧 Follow & Subscribe to The Real Deal Pod Available on Spotify, Apple Podcasts, and YouTube 📞 Work With Us Allister Carrington – Realtor® | KIC Realty www
Feb 2, 202653 min
🎙️ Episode 84: Rates Are Flat, Condo Opportunity & The Mortgage Mistake Costing Canadians $19,000
Interest rates are holding steady. Condo inventory is rising. And many Canadians are still making mortgage decisions that quietly cost them tens of thousands of dollars. In this episode of The Real Deal Pod, Allister Carrington and Geoff Lee break down what’s actually happening in the Canadian housing and mortgage markets—and how to navigate 2026 with clarity and confidence. We discuss why economists believe rates have likely bottomed out, what “flat rates” really mean for affordability, and why record levels of completed, unsold new homes are starting to shift leverage back toward buyers—espe
Feb 2, 202644 min
🎙️ Episode 83: Rents Are Surging in Canada: Rent vs Buy & Mortgage Mistakes Explained
Canadian rents just recorded one of their largest increases since 1988 — and it’s happening at the same time headlines suggest housing costs are cooling. So what’s actually going on, and what does this mean for renters and homeowners in 2026? In this episode of The Real Deal Pod, Realtor® Allister Carrington and Mortgage Broker Geoff Lee break down the latest inflation data, rising rent pressures, and the financial blind spots that are quietly costing Canadians thousands. In this episode, we unpack: • Why rents just posted the 4th-largest increase since 1988 • The key difference between asking
Jan 19, 202642 min
🎙️ Episode 82: 2026 Market Reset - Real Estate Truths, Mortgage Mistakes & Where the Smart Money Moves
The Real Deal Pod is back—and this is the conversation Canadians need to hear to start 2026 with clarity. After one of the toughest real estate markets in decades, Realtor Allister Carrington and Mortgage Broker Geoff Lee unpack what actually happened in 2025 and what the data is telling us about the year ahead. No hype. No fear. Just real numbers and clear perspective. In this episode, we break down why prices are still well below their peak, why some housing segments will move before others, and how homeowners could lose tens of thousands of dollars simply by doing nothing at mortgage renewa
Dec 19, 202550 min
🎙️ Episode 81: BC Housing Showdown, Land Title Uncertainty & The Psychology of Debt
In Episode 81, Allister and Geoff unpack one of the most heated housing conversations happening in British Columbia right now: the growing clash between Premier David Eby and Metro Vancouver mayors over density mandates, municipal control, infrastructure realities, and whether these policies are truly helping affordability — or creating chaos. We also discuss how the Cowichan land title ruling is shifting behaviour in real time, leading to collapsed deals, nervous lenders, and a new level of uncertainty for investors, homeowners, and developers alike. Then we bring it back to something every l
Dec 8, 202548 min
🎙️ Episode 80: Housing Cuts, Mortgage Pressures & Fraser Valley Nov 2025 Market Update
Canada’s housing market is shifting — and if you’re a homeowner, buyer, or investor, you need to understand what’s coming. In this episode of The Real Deal Pod, Allister Carrington and Geoff Lee break down the biggest trends affecting real estate and mortgages today: Federal housing spending cuts and how they impact affordability across Canada. Fraser Valley market update — sales trends, rising inventory, and what it means for buyers and sellers. Mortgage insights from Geoff — lender behaviour, upcoming renewal challenges, and key strategies to protect your financing. Real-world impacts — what
Nov 28, 202543 min
🎙️ Episode 79: Canada MRA, Belvedere Pre-Sale & Credit Scores in Today’s Mortgage Market
Want to understand today’s BC real estate market, pre-sale condo updates, and how your credit score affects mortgage approval? In this episode, Allister Carrington and Geoff Lee break down the latest insights for buyers, investors, and first-time homebuyers in Fraser Valley, Metro Vancouver, and across BC. 0:00 – Intro 1:15 – Canada’s Mutual Recognition Agreement (MRA) – How new interprovincial policies could impact housing affordability, competition, and buyers moving across provinces. 15:30 – Belvedere Pre-Sale Update – A closer look at the recent 25% flash-sale and creditor-protection filin
Nov 21, 202537 min
🎙️ Episode 78: Navigating HR Essentials for 2025 - Strengthen your business. Protect your people. Build with confidence.
In this week’s episode of The Real Deal Pod with Allister and Geoff, we sit down with Sonya Madsen Mills, a seasoned HR expert who brings more than 25 years of experience to the table. Whether you’re a real estate professional, a mortgage broker, or a small business owner, this conversation delivers the clarity you need to stay compliant and prepared for the changes coming in 2025. From essential HR practices to the biggest compliance mistakes small businesses make, Sonya breaks down what every owner needs to know—without the overwhelm. We also talk about what’s new next year, including the la
Nov 17, 202540 min
🎙️ Episode 77: The Condo Crunch, FIFA Pressure, and How to Win in the Winter Market
In this episode, Allister and Geoff kick things off with a festive conversation about Christmas décor, holiday traditions across Canada and the U.S., and why the season always seems to sneak up on us. From there, they dive straight into the real estate story dominating conversations across the Lower Mainland: Vancouver’s condo market is entering one of its most uncertain periods in decades. A new report from PwC and the Urban Land Institute reveals a challenging road ahead, with developers pivoting, projects pausing, and inventory climbing. Allister breaks down what’s driving the slowdown — sh
Nov 7, 202534 min
🎙️ Episode 76: Why Confidence — Not Timing — Wins in BC’s Real Estate Market
In this episode of The Real Deal Pod, Allister Carrington and Geoff Lee dive into BC’s housing market trends, buyer opportunities, and common misconceptions about timing the market. Highlights: Fraser Valley market update: sales climbing but inventory remains high Average home prices across Fraser Valley and Metro Vancouver, including benchmark price changes Why timing the market matters less than perspective Common buyer fears in 2025: rates, market uncertainty, and Bank of Canada announcements Why today’s buyers may have better payment scenarios than during COVID Did You Know? October brough
Oct 31, 202537 min
🎙️ Episode 75: The Illusion of Affordability — What’s Really Driving Canada’s Housing Crisis
In this episode of The Real Deal Pod, Allister Carrington and Geoff Lee unpack the growing conversation around “housing affordability” — and why government policy may be addressing the symptom, not the source. From Metro Vancouver’s staggering 326% home price increase over the past 30 years to the Minister of Housing’s recent claim that “average home prices must fall to restore affordability,” Allister and Geoff break it down with clarity, insight, and perspective. They also tackle the rise in mortgage fraud, the myths about “average prices,” and what these realities mean for today’s homeowner
Oct 27, 202543 min
🎙️ Episode 74: BC Land Title Shock & Bridge Loan Breakdown
This week, Allister Carrington and Geoff Lee unpack two major real estate stories rocking British Columbia — one rooted in legal history, and the other in mortgage reality. ⚖️ Part 1 – The Landmark Lulu Island Title Decision Allister explains the Supreme Court ruling that granted Aboriginal title to the Cowichan Nation over parts of Lulu Island in Richmond — marking the first time Aboriginal title has been affirmed in an urban area of the Lower Mainland. 💰 Part 2 – Bridge Loans Demystified Geoff breaks down the most misunderstood mortgage tool in real estate: bridge financing. Learn when it w
Oct 17, 202538 min
🎙️ Episode 73: B.C. Population Drop + OSFI’s Mortgage Move — What It All Means for Homeowners
This week on The Real Deal Pod, Allister and Geoff dive into two headlines stirring up big conversations in B.C. real estate: ➡️ The surprising population decline — the first of its kind in Canada this year — and what’s really driving it. ➡️ The new OSFI capital rules that could shape how banks lend and how buyers qualify in 2026 and beyond. From affordability pressures and interprovincial migration to the ripple effects on housing demand and mortgage rates — this episode unpacks how all these moving parts connect. Plus, in this week’s “Did Ya Know” segment, Allister shares eye-opening data st
Oct 10, 202540 min
🎙️ Episode 72: B.C. Condo Levies & Mortgage Rule Shifts — What Every Homeowner Needs to Know
This week, Allister and Geoff break down two hot-button topics shaking up B.C.’s real estate scene — the growing wave of condo special levies and the latest OSFI capital rule changes that could shape mortgage lending into 2026. From depleted reserve funds and $7,000-plus repair bills hitting condo owners to the federal regulator’s push for stability in uncertain times — this episode takes you inside what’s really going on behind the headlines. Tune in as Allister shares the real-world implications for homeowners, buyers, and investors across B.C., while Geoff unpacks what these financial shift
Sep 12, 202543 min
🎙️ Episode 71: BC Politics, Housing Crisis & Mortgages for Newcomers
BC is facing political tension, a housing crunch, and healthcare strain—and it’s all hitting home. In Episode 71 of The Real Deal Pod, Allister & Geoff cut through the noise with insights that matter for homeowners, buyers, and industry pros. Here’s what you’ll hear: 📉 Politics in BC – Premier Eby’s approval rating sinks, and why British Columbians are frustrated. 🏠 Housing crisis – municipalities missing targets, developers pulling back, and the infrastructure gap. 🏥 Healthcare wait times – solutions from licensing internationally trained doctors to rethinking clinics. 💰 Mortgages for
Sep 5, 202553 min
🎙️ Episode 70: Canada’s Housing Market Correction: What Buyers & Sellers Need to Know
Canadian real estate is in the middle of one of the biggest housing corrections ever—but what does that mean for buyers, sellers, and homeowners? 🏡📉 In Episode 70 of The Real Deal Pod, Allister Carrington (Realtor) and Geoff Lee (Mortgage Broker) break down: Why Canadian home prices have dropped 24% since 2022 What’s happening right now in the Fraser Valley and Greater Vancouver markets Why affordability feels worse than it did back in 2017 Debt strategies that could free up monthly cash How downturns create huge opportunities for smart buyers and investors If you’re looking for clear, real,
Aug 29, 202540 min
🎙️ Episode 69: Chilliwack’s Rise and The Truth About Rental Property Investing in 2025
Is real estate investing still worth it in 2025? In this episode of The Real Deal Pod, Allister Carrington and Geoff Lee break it down. First, we explore why Chilliwack, BC has become one of Canada’s top spots for quality of life—transforming from a pass-through town into a vibrant community where families are thriving. Then, we dive into the real numbers behind buying your first rental property. From cash flow challenges to long-term equity growth, Allister and Geoff share real-world insights, examples, and strategies that every first-time investor needs to hear. ✅ Learn how to spot opportuni
Aug 22, 202541 min
🎙️ Episode 68: Why Realtors Matter in Pre-Sales + Mortgage Must-Knows
We’ve hit Episode 68 of The Real Deal Pod—a milestone most podcasts never reach—and we’re celebrating with some of the most important real estate and mortgage insights you need to know. In this episode: 🏡 Pre-Sales & Realtors – Why it’s critical to have a realtor represent you, especially during the deficiency walkthrough. 💰 Mortgage Portability – How to transfer your mortgage to a new property without surprises. 🔑 Bridge Financing – What it really is, when it applies, and why not every lender offers it. 📊 Mortgage Options – The features that matter more than just your rate. Whether yo

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Directory compiled 2026-10-28. Details come from public listings and the show’s own feed.