House Money with Marc Gravel - Your Ottawa Mortgage Agent

Marc Gravel · Ottawa, ON

Ottawa mortgage agent explains fixed vs variable, pre-approval planning and rate shopping to reduce risk in the Ottawa property market.

Status: inactive · Beat-Banks / TMG The Mortgage Group

Episodes

1. Apr 29, 202619 min

   The Mortgage Broker’s Guide to Shopping Rates

   Stop Leaving Money on the Table: 8 Secrets to Winning Your Mortgage Negotiation Securing a mortgage shouldn't be a bureaucratic formality; it’s a high-stakes negotiation. A mere 0.5% difference in your interest rate can save you $20,000 or more over the life of your loan. To protect your wealth, you must stop being a passive applicant and start being a sophisticated strategist. Accepting the "posted rate" at your local bank is a massive financial leak. These numbers are marketing tools designed to maximize bank profits. Behind the scenes, lenders have discretionary rates —deeply

2. Apr 22, 202620 min

   House Money: Proactive Mortgage Pre-Approval Planning

   In the world of real estate, the "best" house usually goes to the buyer who was the most prepared—not necessarily the one with the highest bid. This episode of House Money is dedicated to turning hopeful homebuyers into confident, "cash-like" contenders. Created by Marc Gravel at Beat-Banks | TMG The mortgage Group, a mortgage expert with a passion for proactive planning, this show pulls back the curtain on the lending process to help you protect your credit, your budget, and your peace of mind. We dive into the strategy of Pre-Approval , exploring why it’s your strongest w

3. Apr 16, 202618 min

   The 2026 Mortgage Dilema: Fixed vs Variable Rate

   As a significant volume of Canadian mortgages faces renewal in 2026 , homeowners must navigate a complex financial landscape shaped by global instability and fluctuating interest rates. These sources explain that while variable rates currently offer immediate monthly savings due to recent central bank easing, they also carry the risk of future market shifts. In contrast, fixed rates provide long-term payment security but are experiencing increased volatility tied to bond markets and rising oil prices. Prospective borrowers are encouraged to weigh their personal risk tolerance against the need

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Directory compiled 2026-10-28. Details come from public listings and the show’s own feed.