The Owl Mortgage Podcast
Vince Gaetano & Cristina Minatel · Toronto, ON
Financial-literacy show on home financing, real estate investment, rates, the condo market and wealth building from a Toronto mortgage brokerage.
Status: active · Owl Mortgage
YouTube channel: 20.9K subscribers · 4.5M views · 609 videosPublic YouTube figures as of 2026-10-29; subscriber counts are rounded by YouTube.
Episodes
- 36 min
EP. 16 All is Fair in Death and Divorce
Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel. Each week, Vince and Cristina break down the latest news, market trends, lender updates, and mortgage announcements affecting Canadians. From interest rates and housing policy to insider industry insights and practical advice for homebuyers, homeowners, and investors, they make complex topics easy to understand. Whether you're buying your first home, renewing your mortgage, refinancing, or simply trying...
- 24 min
EP. 15 The Bank Of Canada Hiked Rates!
Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel. Each week, Vince and Cristina break down the latest news, market trends, lender updates, and mortgage announcements affecting Canadians. From interest rates and housing policy to insider industry insights and practical advice for homebuyers, homeowners, and investors, they make complex topics easy to understand. Whether you're buying your first home, renewing your mortgage, refinancing, or simply trying...
- 25 min
EP. 14 Interest Rates Have Gone Up!
Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel. Each week, Vince and Cristina break down the latest news, market trends, lender updates, and mortgage announcements affecting Canadians. From interest rates and housing policy to insider industry insights and practical advice for homebuyers, homeowners, and investors, they make complex topics easy to understand. Whether you're buying your first home, renewing your mortgage, refinancing, or simply trying...
- 32 min
EP. 13 Is Canada's GDP Actually Improving? + Condo Market Mayhem
Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel. Each week, Vince and Cristina break down the latest news, market trends, lender updates, and mortgage announcements affecting Canadians. From interest rates and housing policy to insider industry insights and practical advice for homebuyers, homeowners, and investors, they make complex topics easy to understand. Whether you're buying your first home, renewing your mortgage, refinancing, or simply trying...
- 25 min
EP 12. The Role of AI and New Technology in the Mortgage Industry
Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel. Each week, Vince and Cristina break down the latest news, market trends, lender updates, and mortgage announcements affecting Canadians. From interest rates and housing policy to insider industry insights and practical advice for homebuyers, homeowners, and investors, they make complex topics easy to understand. Whether you're buying your first home, renewing your mortgage, refinancing, or simply trying...
- 30 min
EP. 11 The Struggle is Real in the Current Economy
Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel. Each week, Vince and Cristina break down the latest news, market trends, lender updates, and mortgage announcements affecting Canadians. From interest rates and housing policy to insider industry insights and practical advice for homebuyers, homeowners, and investors, they make complex topics easy to understand. Whether you're buying your first home, renewing your mortgage, refinancing, or simply trying...
- 32 min
EP. 10 Interest Rates On The Rise!
Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel. Each week, Vince and Cristina break down the latest news, market trends, lender updates, and mortgage announcements affecting Canadians. From interest rates and housing policy to insider industry insights and practical advice for homebuyers, homeowners, and investors, they make complex topics easy to understand. Whether you're buying your first home, renewing your mortgage, refinancing, or simply trying...
- 22 min
EP. 9 Canada's Foreign Buyer Ban
Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel. Each week, Vince and Cristina break down the latest news, market trends, lender updates, and mortgage announcements affecting Canadians. From interest rates and housing policy to insider industry insights and practical advice for homebuyers, homeowners, and investors, they make complex topics easy to understand. Whether you're buying your first home, renewing your mortgage, refinancing, or simply trying...
- 23 min
EP. 8 Trump, Tariffs & the Lake of America
Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel. Each week, Vince and Cristina break down the latest news, market trends, lender updates, and mortgage announcements affecting Canadians. From interest rates and housing policy to insider industry insights and practical advice for homebuyers, homeowners, and investors, they make complex topics easy to understand. Whether you're buying your first home, renewing your mortgage, refinancing, or simply trying...
- 21 min
EP. 7 Don't Mess With the Appraiser
Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel. Each week, Vince and Cristina break down the latest news, market trends, lender updates, and mortgage announcements affecting Canadians. From interest rates and housing policy to insider industry insights and practical advice for homebuyers, homeowners, and investors, they make complex topics easy to understand. Whether you're buying your first home, renewing your mortgage, refinancing, or simply trying...
- 20 min
EP. 6 The HST Rebate Deep Dive
Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel. Each week, Vince and Cristina break down the latest news, market trends, lender updates, and mortgage announcements affecting Canadians. From interest rates and housing policy to insider industry insights and practical advice for homebuyers, homeowners, and investors, they make complex topics easy to understand. Whether you're buying your first home, renewing your mortgage, refinancing, or simply trying...
- 28 min
EP. 5 The Smith Manoeuvre: Strategy or Gimmick?
Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel. Each week, Vince and Cristina break down the latest news, market trends, lender updates, and mortgage announcements affecting Canadians. From interest rates and housing policy to insider industry insights and practical advice for homebuyers, homeowners, and investors, they make complex topics easy to understand. Whether you're buying your first home, renewing your mortgage, refinancing, or simply trying...
- 27 min
EP 4. The Great Mortgage Rate Debate: Fixed or Variable?
Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel. Each week, Vince and Cristina break down the latest news, market trends, lender updates, and mortgage announcements affecting Canadians. From interest rates and housing policy to insider industry insights and practical advice for homebuyers, homeowners, and investors, they make complex topics easy to understand. Whether you're buying your first home, renewing your mortgage, refinancing, or simply trying...
- 22 min
EP. 3 No Two Deals Are Alike
Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel. Each week, Vince and Cristina break down the latest news, market trends, lender updates, and mortgage announcements affecting Canadians. From interest rates and housing policy to insider industry insights and practical advice for homebuyers, homeowners, and investors, they make complex topics easy to understand. Whether you're buying your first home, renewing your mortgage, refinancing, or simply trying...
- 16 min
EP. 2 Lenders, Alt-Lending and Listening Objectively
Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel. Each week, Vince and Cristina break down the latest news, market trends, lender updates, and mortgage announcements affecting Canadians. From interest rates and housing policy to insider industry insights and practical advice for homebuyers, homeowners, and investors, they make complex topics easy to understand. Whether you're buying your first home, renewing your mortgage, refinancing, or simply trying...
- 27 min
EP. 1 The Inaugural Owl Mortgage Podcast
Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel. Each week, Vince and Cristina break down the latest news, market trends, lender updates, and mortgage announcements affecting Canadians. From interest rates and housing policy to insider industry insights and practical advice for homebuyers, homeowners, and investors, they make complex topics easy to understand. Whether you're buying your first home, renewing your mortgage, refinancing, or simply trying...
- 9 min
The Bank of Canada Is No Longer In Control
While economists expect the Bank of Canada to hold interest rates, the real crisis facing Canadians has shifted from inflation to household finances, mortgage renewals, job security, and affordability. In this video, Vince breaks down why waiting for lower interest rates won't solve Canada's financial challenges—and why employment, cash flow, and housing trends will determine what happens next. Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel. Each wee...
- 9 min
Can Mark Carney Actually Fix Canada?
This week, Vince explores the leadership style, economic vision, and political challenges facing Prime Minister Mark Carney as Canada enters a critical moment for housing affordability, productivity, economic growth, infrastructure, energy, and the cost of living. While Mark Carney brings decades of experience from central banking and global finance, many Canadians are now asking the bigger question: can intelligence alone overcome bureaucracy, political gridlock, and Canada’s growing economi...
- 8 min
What Happens to Toronto After the Final Whistle?
This week Vince breaks down the economic reality facing Toronto after the 2026 FIFA World Cup leaves town. For a few weeks, the city was packed with tourists, sold-out hotels, booming restaurants, overflowing patios, and nonstop global attention. Politicians celebrated the event as proof that Toronto is a “world-class city.” But once the cameras disappear and the tourists fly home, what’s left behind? Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel. E...
- 12 min
6 Ways Canada Could FIX Affordability Tomorrow
Canada’s affordability crisis isn’t just about housing — it’s about jobs, income, productivity, and cash flow. This week, Vince breaks down 6 real solutions that could actually help Canadians right now, from skilled trades and labour mobility to mortgage flexibility, tax relief, and faster housing construction. Less political theatre. More real solutions. Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel. Each week, Vince and Cristina break down the lat...
- 13 min
FIFA JOBS, POWER OF SALES & THE GREAT CANADIAN ILLUSION
This week, Vince breaks down the latest Statistics Canada employment data and explains why many economists, investors, and financial markets aren't celebrating. While media outlets are calling it a "blowout jobs report," a closer look reveals that much of the hiring may be tied to temporary FIFA World Cup jobs, census employment, construction projects, and short-term government contracts. Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel. Each week, V...
- 9 min
Canada’s Auto Industry Is Quietly Dying…
This week, Vince breaks down a shocking new RBC report warning that Canada's auto sector could be facing an existential threat. As EV demand slows, factory investments are paused, manufacturers rethink expansion plans, and China continues to dominate the global electric vehicle market, serious questions are emerging about the future of Canadian manufacturing, jobs, and economic growth. Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel. Each week, Vince ...
- 8 min
Canadians Don’t Believe the Housing Market Narrative Anymore
Vince breaks down the latest CMHC consumer survey and expose the growing disconnect between government messaging and household reality across Canada’s housing market. While headlines claim affordability is improving and the real estate market is stabilizing, many Canadians are still struggling with mortgage renewals, rising debt, high interest rates, housing affordability, cost of living pressure, and economic uncertainty. Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and...
- 8 min
Why Mortgage Rates Could Drop Sooner Than Expected
Is Canada’s housing market finally stabilizing… or are Canadians being gaslit by the economic headlines? This week, Vince breaks down the latest insights from housing analyst Ben Rabidoux of Edge Analytics to uncover why fixed mortgage rates could move LOWER in 2026, why the labour market may be far weaker than reported, and how rising part-time work, debt, mortgage renewals, inflation, and consumer stress are reshaping the Canadian economy. Welcome to The Owl Mortgage Podcast, hosted b...
- 5 min
What Every Canadian Homeowner Should Do After Job Loss
What if your income stopped tomorrow? Right now, thousands of Canadians are dealing with layoffs, reduced hours, rising debt, and financial pressure — and most people make the same mistake: They wait too long to act. This week, Vince breaks down a real 30–90 day financial survival plan for Canadians facing job loss, income uncertainty, mortgage stress, or cashflow problems. Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel. Each week, Vince and Cri...
- 8 min
The Employment Illusion: Why Canadians Feel Worse Than the Data Says
Canada’s unemployment rate looks stable… So why do millions of Canadians feel like they’re one paycheque away from a problem? This week, Vince breaks down the latest Labour Force Survey, mortgage risk warnings (OSFI), and real economic data to expose what’s actually happening in the Canadian economy in 2026. Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel. Each week, Vince and Cristina break down the latest news, market trends, lender updates, and mor...
- 12 min
Canada Housing Market 2026: The Truth Nobody’s Saying
The housing market is “stabilizing”… So why are interest rates expected to RISE? Why is consumer confidence collapsing at the fastest pace since 2020? Something doesn’t add up. This week, Vince breaks down the April 2026 Metro Deep Dive and expose what’s really happening in the Canadian economy — beyond the headlines, beyond the media narrative. Because right now… The gap between reality and what you’re being told is massive. Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and ...
- 7 min
Private Mortgages Can Save You... Or Destroy You
This week, Vince breaks down how private and alternative mortgages actually work in Canada, the hidden risks most people overlook, and why the terms of the deal matter far more than the interest rate. Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel. Each week, Vince and Cristina break down the latest news, market trends, lender updates, and mortgage announcements affecting Canadians. From interest rates and housing policy to insider industry ins...
- 8 min
Toronto's World Cup Plan is a Disaster Waiting to Happen
The city of Toronto is about to host the biggest sporting event on the planet…and the entire transportation plan is basically: “Don’t drive. Take transit. Good luck.” This week, Vince exposes the impending disaster as Toronto's officials prepare for the upcoming world cup. Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel. Each week, Vince and Cristina break down the latest news, market trends, lender updates, and mortgage announcements affecting ...
- 8 min
Canada’s Housing “Solution” Could Crash Prices
What if the government just made housing more affordable… but at the same time triggered the next price correction. This week, Vince dives into the federal and provincial governments announcement cut development charges by 50%—along with GST and PST rebates on new homes under $1.5M. On paper, this looks like a major win for housing affordability in Canada. But there’s a side of this story no one is talking about. Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Crist...
- 7 min
The Great Canadian Gaslighting — Strong Economy or Strategic Spin?
Canada’s economy is being called “strong,” but Canadians are feeling the squeeze. With the Bank of Canada holding rates and job losses rising, homeowners and the middle class are under serious pressure. This week, Vince breaks down what’s really happening — from mortgage stress to rising costs — and what it means for your financial future. If you’ve got a renewal coming up, don’t wait. Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel. Each week, Vince ...
- 9 min
Toronto Spent $2.7M to Rename a Square… Then Went After a T-Shirt
Toronto is facing a housing crisis, rising costs, and growing pressure on infrastructure — so why did the City of Toronto spend $2.7 million to rename Yonge-Dundas Square? This week, Vince breaks down how developer contributions — meant for parks, community centres, and public infrastructure — were used for a renaming project, and what that says about city priorities. Then also dive into the controversy surrounding a citizen fundraiser supporting the Daily Bread Food Bank, and why legal actio...
- 8 min
Canada's Unemployment Numbers are Rising But the Media Isn't Reporting It
Canada’s economy looks strong on paper… but is it actually falling apart beneath the surface? This week, Vince digs into what’s really happening in the Canadian economy — from rising bankruptcies and record consumer debt to increasing mortgage payments and financial stress across households. While headlines say “resilient,” many Canadians are feeling the exact opposite. Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel. Each week, Vince and Cristina bre...
- 11 min
Did I Just Influence the Canadian Senate?
After testifying before the Senate of Canada, Vince breaks down the key findings from the report Out of Reach: Unlocking Canada’s Housing Affordability Crisis and explains why government policy, development charges, approval delays, and mortgage stress test rules are making housing more expensive for Canadians. Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel. Each week, Vince and Cristina break down the latest news, market trends, lender updates, and ...
- 7 min
The Great Canadian Housing Reset Has Begun
The next 12–24 months in Canada won’t just test the housing market — they’ll test households. This week, Vince highlights how mortgage renewals are hitting at 4–6% after years of ultra-low rates. Insolvencies are rising at the fastest pace since 2008. Credit stress is spreading. Housing supply remains constrained and rent is climbing. Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel. Each week, Vince and Cristina break down the latest news, mar...
- 6 min
Mortgage Broker vs Bank Specialist: What's the Difference?
This week, Vince breaks down the real differences between working with a mortgage broker and going directly to a traditional bank. He challenges common misconceptions and explains how the right advice — not just the lowest rate — can save you thousands over the life of your mortgage. Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel. Each week, Vince and Cristina break down the latest news, market trends, lender updates, and mortgage announcements affec...
- 7 min
The Truth About Canada’s Housing Market in 2026
The truth about Canada’s housing market isn’t in the headlines. If you’re waiting for the Bank of Canada to slash interest rates and save affordability… you may be waiting a long time. This week, Vince breaks down why major rate cuts may not arrive anytime soon, what the latest Labour Force Survey is really revealing about employment quality, and how rising mortgage renewals, household debt, and EI claims are adding pressure across Canada. Welcome to The Owl Mortgage Podcast, hosted by ...
- 7 min
This Needs to Happen in the Canadian Housing Market!
This week, Vince breaks down what must change before for him to turn bullish on Canadian real estate—and why confidence matters more than interest rates. Vinces dives into employment stability, disposable income, debt levels, mortgage delinquencies, and why government “affordability indexes” don’t reflect real household stress. Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel. Each week, Vince and Cristina break down the latest news, market trends, len...
- 7 min
When Private Lenders Get Cold Feet — And Homeowners Pay the Price
Imagine losing your home — not because you missed a payment, but because your lender panicked. That’s exactly what’s happening right now in Canada’s private lending market. This week, Vince exposes a disturbing trend: private lenders refusing mortgage renewals on loans being paid exactly as agreed — no arrears, no defaults — simply because property values dipped and risk tolerance disappeared. This isn’t risk management. It’s predatory lending behavior in a stressed housing market. Welcome ...
- 4 min
Mortgage Renewals Are Breaking Families — Not Just Budgets
Mortgage renewals in Canada are becoming a breaking point — not just financially, but emotionally. For many homeowners, higher payments aren’t just a budget issue. They trigger stress, shame, and sleepless nights — especially when the numbers suddenly stop working at renewal time. This week, Vince challenges the most dangerous advice in today’s market: the narrative - “Just hang on.” Sometimes waiting makes things worse. Options shrink, interest compounds, and stress builds. Selling, restruct...
- 4 min
Delinquencies Always Rise Before People Admit There’s a Problem
If you want to know where the economy is really heading, don’t watch headlines — watch delinquencies. In every slowdown, the first warning isn’t layoffs, bankruptcies, or market crashes; it’s quiet, rising missed payments across mortgages, credit cards, and auto loans. This week, Vince explains why delinquencies don’t predict pain but confirm financial stress that’s already happening, why rate cuts often fail to relieve cash-flow pressure, and what always comes next when banks react late and ...
- 7 min
I’m Not a Cheerleader — I’m Here to Tell the Truth About 2026
Confidence in Canada’s housing market can’t be manufactured when employment feels uncertain, debt servicing is rising, savings buffers are thin, and household stress is real. Using real-world examples of mortgage renewals and first-time buyers, Vince breaks down why hesitation — not panic — is the real problem, and why “good numbers on paper” don’t equal financial safety. This isn’t negativity or fear-mongering — it’s math, and until employment confidence improves and debt pressure eases...
- 5 min
Canada Doesn’t Have a Housing Crisis — It Has a Cashflow Crisis
If interest rates were the real problem… rate cuts would have fixed this by now. THEY DIDNT'! Because Canada doesn’t actually have a housing crisis — it has a cashflow crisis… and no one wants to say it out loud. But I WILL. Rate cuts only slow the bleeding. This isn’t about irresponsible spending. It’s about math turning against households. Groceries, childcare, taxes, insurance, utilities, debt payments — these costs don’t get cheaper just because rates dip. Welcome to The Owl Mortgage Podc...
- 5 min
Toronto Is Failing — And We’re Not Allowed to Say It
Toronto is not “evolving.” It’s breaking. This week, Vince exposes how failed city leadership, reckless spending, and zero accountability have pushed Toronto into visible decline — unsafe streets, unusable transit, exploding homelessness, record food bank use, and nonstop property tax hikes crushing homeowners. City Hall celebrates “progress” while outcomes collapse. Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel. Each week, Vince and Cristina break ...
- 7 min
Realtors Are Still Selling a Fantasy — But 2026’s Real Estate Market Isn’t Buying It
What if the housing market isn’t “springing back” — but quietly breaking down? And the only people pretending otherwise… are the ones who need your commission cheque? This week, Vince breaks down why the real estate market in 2026 is NOT rebounding, despite what agents, influencers, and headlines want you to believe. It isn’t fear — it’s fundamentals. Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel. Each week, Vince and Cristina break down the latest ...
- 7 min
FIRST-TIME BUYERS: THIS IS YOUR MARKET!
The best opportunity for first-time homebuyers in over a decade is happening right now — and almost nobody is talking about it? This isn’t a balanced market. It’s a buyer’s market hiding in plain sight. Prices have retreated, inventory is rising, sellers are under pressure, and qualified first-time buyers now hold real leverage. While most realtors won’t admit it, many sellers — especially those who bought at the peak, renovated on credit, or renewed at higher rates — are hurting and quietly ...
- 9 min
Toronto Is Being Gaslit: The Collapse of a Once-Great City
Toronto isn’t declining by accident — it’s being mismanaged, and homeowners, renters, and buyers are paying the price. Rising crime, unreliable transit, gridlocked traffic, higher property taxes, and weaker city services aren’t just quality-of-life issues — they directly affect housing affordability, property values, mortgage risk, and long-term economic confidence across the GTA. Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel. Each week, Vince...
- 8 min
Canada Prioritized IMMIGRATION Over INNOVATION -- Now the Economy is Breaking
Canada is facing a productivity crisis — and the consequences are showing up in your paycheck, your mortgage, and the price of your home. Canada is facing a productivity crisis — and the consequences are showing up in your paycheck, your mortgage, and the price of your home. For more than a decade, our federal strategy has been immigration-first, productivity-last. Instead of investing in innovation, competitiveness, automation, and efficiency, we’ve relied on population growth to prop u...
- 9 min
RE/MAX 2026 Forecast is Gaslighting Canadians -- Here's The Truth!
Canada is NOT “stabilizing.” It’s suffocating... And the new reports from RE/MAX, the media, and even the government are straight-up gaslighting Canadians who are drowning in debt, soaring payments, and now—massive layoffs like Algoma Steel cutting 1,000 workers. What does this mean for Canadian Homeowners and the future of the economy? Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel. Each week, Vince and Cristina break down the latest news, market tr...
- 8 min
Carney’s First Budget: The Hope, The Hype, and The Housing Reality Canada Can’t Escape
What if the biggest threat to Canada’s economy isn’t inflation, interest rates, or even the housing crisis… but a government finally admitting the math doesn’t work — while pretending the old tools can still fix it? This week, Vince breaks down Mark Carney’s first federal budget and what it REALLY means for homeowners, buyers, and the future of Canada’s economy. Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel. Each week, Vince and Cristina break ...
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Directory compiled 2026-10-28. Details come from public listings and the show’s own feed.